March 2013

Is Primary Emergency Medical Coverage Better Than Secondary? Travel Insurance FAQ

Primary and secondary Emergency Medical benefits can be a point of confusion for travelers, especially those new to travel insurance. Once travelers understand the way travel medical benefits work, they often realize that paying extra to get primary Emergency Medical coverage may not be a necessary expense. The Emergency Medical benefits in travel insurance are […]

Can I Insure Less Than the Actual Cost of My Trip on a Travel Insurance Policy?

There are a few things to consider when determining which of travel expenses to insure when purchasing a travel insurance policy. First of all, when travel insurance providers refer to the cost of a trip, they are usually referring to the prepaid, non-refundable travel arrangements that were purchased prior to departure. A good way to […]

My traveling companion and I have different citizenships, can we be on the same travel insurance policy?

Travelers often question whether they are able to be listed on the same travel insurance policy if they reside in the same state, but hold different citizenships. The short answer is yes. However, in few cases, some travel insurance coverage may vary based on the country of citizenship of the travelers. For example, Mary and John […]

What if I need to extend my travel insurance policy?

Travel insurance policies are designed to cover travelers from the day they leave home until the day they return home. Typically, once the traveler begins a trip, changes cannot be made to a policy. However, many travelers question whether their coverage will extend if an unforeseen event like a flight delay or illness prevents them […]