Travel Insurance policies can be modified after purchase, until the departure date. Once the trip has begun, the policy cannot be changed.
Some coverage benefits are only available for 14-30 days from the initial trip deposit date, such as cancel for any reason and cancel for work reasons. These benefits can only be added to an existing policy within the set time from deposit.
Other optional coverage is available regardless from the deposit date. This can include additional emergency medical dental, medical evacuation, life insurance or hazardous sports coverage.
When the policy is changed, any additional premium cost will be paid at that time.
Always refer to the certificate of insurance for details.