Yes, it is possible to purchase multiple travel insurance policies for the same trip. If a traveler finds that an existing policy they have does not meet their needs, they may purchase additional coverage to travel with more well-rounded trip protection.
This situation typically occurs when travelers purchase travel insurance through a cruise, airline, or vacation package. Before long, some travelers realize they may need additional coverage in a certain area. For example, a traveler could purchase a policy from an airline that covers their flight, only to find out they need an additional policy to cover medical emergencies while traveling.
Policies Must be From Different Providers
If the benefits available in one policy do not satisfy a traveler’s needs, they can purchase another policy to compensate for coverage, as long as the policies are from different travel insurance providers.
Claims May Only Be Paid Out Once
The most important thing to remember when purchasing multiple policies is that travelers can’t “double dip.” In other words, purchasing multiple policies for the same trip doesn’t mean travelers can receive multiple payouts for the same claim.
However, there are hundreds of travel insurance products available to meet the many needs of all kinds of travelers. On Squaremouth, travelers can find both single-trip plans and annual travel insurance policies that offer strong coverage against common disruptions. The easiest way to avoid purchasing multiple policies is to determine travel insurance needs upfront. This way, travelers can ensure they have all the benefits in one convenient plan.