The recent disaster in Japan is having a large impact on travel to the region. Travel insurance coverage may be limited, depending on the policy and the specific situation. Many destinations are uninhabitable, flights are being delayed or cancelled and cruises are adjusting itineraries to avoid disaster areas. An article from USA Today addresses in more detail the impact of the earthquake on cruises to the region.
Oceania Cruises today became the latest line to cancel upcoming calls in Japan as the country reels from the impact of last week’s earthquake and tsunami.
Oceania’s 684-passenger Nautica will replace calls this week in Hiroshima and Kobe, Japan with additional days in Shanghai, China and Kaohsiung, Taiwan as well as a longer, overnight stay in Hong Kong at the conclusion of the voyage.
Oceania is following in the wake of Cunard and Azamara Club Cruises, which both canceled calls in Japan scheduled for this past weekend.
A change to a cruise itinerary is not a covered reason to cancel or interrupt the cruise. In this example, the cruise is still scheduled, and even though there are changes to the trip, services are still being provided to the travelers. However, if a tour is missed because of the new itinerary, travelers could be reimbursed for the expenses that are not refunded. If this is the case, check the policy language for trip cancellation and interruption coverage that applies for natural disaster.
Always refer to the certificate of insurance for details.