Travel insurance carriers release position statements when current events affect coverage. These statements identify what benefits are no longer available for future policy purchases. When a labor strike of a common carrier becomes a foreseeable event, policies sold after then will not cover situations related to the labor strike. The following is a statement from Travel Guard on the airline fuel service strike in Sydney, Australia.
The Airline Fuel Services workers in Sydney will Strike on Wednesday 07/21/10.
Insurance would have to have been purchased by 07/16/10 for coverage for this incident.
Coverage for Strike would be based on the plan purchased and that plan’s Description of Coverage.
“Strike” means a stoppage of work:
(1) announced, organized, and sanctioned by a labor union and
(2) which interferes with the normal departure and arrival of a
Common Carrier. This includes work slowdowns and sickouts.
The Insured’s Trip cancellation coverage must be effective prior to when the Strike is foreseeable. A Strike is foreseeable on the date labor union
members vote to approve a Strike.