Optional coverage
Sports Equipment Delay can cover the cost of renting equipment in the event a traveler’s own equipment is delayed while on the way to their destination.
Sportsman Equipment Delay – up to $100 per day, to a maximum of $500.
BAGGAGE DELAY
We will reimburse you, up to the maximum amount shown in the schedule of benefits, for the purchase of personal effects and rental or purchase of sportsman’s equipment, if your baggage or sportsman’s equipment is delayed or misdirected by the common carrier for more than twenty-four (24) hours while on your covered trip.
Incurred expenses must be accompanied by receipts.
This benefit does not apply if baggage is delayed after you have reached your return destination.
Baggage Delay Proof of Loss
You must provide us or our designated representative with the following:
a. An incident report filed with the common carrier confirming the delay;
b. Receipts for the expenses being claimed. If receipts are unavailable, other sufficient documentation such as a credit card statement; and
c. Documentation showing any received or expected settlements, refunds or credits for this loss from any other party.
d. You must provide documentation of the delay or misdirection of baggage by the common carrier.