battleface

Squaremouth offers 2 policies from battleface. Below, you can compare all 2 policies and review each policy’s certificate.

Provider & Policy
Discovery
Certificate
Multi-Trip Annual
Certificate
AM Best Rating Underwritten by Spinnaker Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 01/10/2025

Verify this rating at www.ambest.com
Underwritten by Spinnaker Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 01/10/2025

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancel for Covid-19 Sickness

Included in Trip Cancellation

Included in Trip Cancellation & Interruption

Trip Cancellation

100% of the trip cost

$1,500 per person

Trip Interruption

Optional coverage

$2,250 per person

Hurricane & Weather

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Employment Layoff

Covered after 30 day wait
If employed for 2 continuous years

Covered after 30 day wait
If employed for 2 continuous years

Cancel For Medical Reasons

Included in Trip Cancellation

Included in Trip Cancellation and Trip Interruption

Cancel For Any Reason

Optional coverage
This benefit is separate from Trip Cancellation

Unavailable

Medical Coverage for Covid-19

Optional coverage

Included in Emergency Medical

Emergency Medical

Optional coverage

$250,000 per person
Secondary coverage

Pre-Existing Condition

Covered if purchased within 15 days of trip deposit

Covered 60 days after purchase

Medical Deductible

$0 per person

$100 per person

Medical Evacuation & Repatriation

Optional coverage

$500,000 per person

Travel Delay

Optional coverage

$1,000 per person
$200 daily limit
Covered after 6 hour delay

Baggage Delay

Optional coverage

$750 per person
$100 daily limit
Covered after 24 hour delay

Baggage & Personal Items Loss

Optional coverage

$2,000 per person
$1,000 per item
$100 deductible per person

Missed Connection

Optional coverage

$1,000 per person
Covered after 3 hour delay

24 Hour AD&D

Optional coverage

No coverage

Sports & Activities

Optional coverage

Covered
Limitations apply

Sports Equipment Loss

Optional coverage

No coverage

Sports Fees

Included in Trip Cancellation

No coverage

Money Back Guarantee

Free look up to 10 days after purchase

Free look up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

Maximum Trip Length

Not applicable

40 days per trip

Maximum Number of Trips

Not applicable

No limit