Compare battleface Policies

battleface

Squaremouth offers 2 policies from battleface. Below, you can compare all 2 policies and review each policy’s certificate.


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Provider & Policy	Travel Medical Single Trip Certificate	Explorer Certificate
Ratings
AM Best Rating	Underwritten by Spinnaker Insurance Company AM Best's Rating of A- (Excellent) Effective as of: 09/24/2020 Verify this rating at www.ambest.com	Underwritten by Spinnaker Insurance Company AM Best's Rating of A- (Excellent) Effective as of: 09/24/2020 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Trending Benefits
Covid-19 Cancellation	Included in Trip Cancellation	Included in Trip Cancellation & Interruption
Covid-19 Medical	Included in Emergency Medical	Included in Emergency Medical
Cancel For Any Reason	No coverage This benefit is separate from Trip Cancellation	Optional coverage This benefit is separate from Trip Cancellation
Cancellation
Trip Cancellation	100% of the trip cost	100% of the trip cost
Trip Interruption	No coverage	100% of the trip cost
Hurricane & Weather	Common carrier delay for 48 hours Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 48 hours Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign only	Covered for foreign only
Financial Default	No coverage	No coverage
Employment Layoff	Covered after 30 day wait If employed for 2 continuous years	Covered after 30 day wait If employed for 2 continuous years
Cancel For Medical Reasons	Included in Trip Cancellation	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	No coverage	No coverage
Medical
Emergency Medical	$500,000 per person Secondary coverage	$100,000 per person Secondary coverage
Pre-Existing Condition	Covered if purchased within 15 days of trip deposit	Covered if purchased within 15 days of trip deposit
Medical Deductible	$250 per person	$250 per person
Evacuation
Medical Evacuation & Repatriation	$500,000 per person	$100,000 per person
Loss or Delay
Travel Delay	No coverage	$2,000 per person $500 daily limit Covered after 12 hour delay
Baggage Delay	$500 per person $250 daily limit Covered after 24 hour delay	$500 per person $100 daily limit Covered after 24 hour delay
Baggage & Personal Items Loss	$2,500 per person $1,250 per item $100 deductible policy limit	$2,500 per person $1,250 per item $250 deductible policy limit
Missed Connection	No coverage	$750 per person Covered after 3 hour delay
Accidental Death
24 Hour AD&D	$50,000 per person	$25,000 per person
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	No coverage	Optional coverage
Sports Equipment Delay	No coverage	Optional coverage
Search & Rescue	No coverage	Optional coverage
Sports Fees	Included in Trip Cancellation	Included in Cancellation & Interruption
Other Benefits
Rental Car Damage	No coverage	Optional coverage
Money Back Guarantee	Free look up to 10 days after purchase	Free look up to 10 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided