battleface

Squaremouth offers 3 policies from battleface. Below, you can compare all 3 policies and review each policy’s certificate.

Provider & Policy
Travel Medical Single Trip
Certificate
Explorer
Certificate
Discovery Plan
Certificate
Ratings
AM Best Rating Underwritten by Spinnaker Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 10/13/2021

Verify this rating at www.ambest.com
Underwritten by Spinnaker Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 10/13/2021

Verify this rating at www.ambest.com
Underwritten by Spinnaker Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 10/13/2021

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation

Included in Trip Cancellation & Interruption

Included in Trip Cancellation

Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

No coverage

100% of the trip cost

Optional coverage

Hurricane & Weather

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign only

Covered for foreign only

Covered for foreign and domestic

Financial Default

No coverage

No coverage

No coverage

Employment Layoff

Covered after 30 day wait
If employed for 2 continuous years

Covered after 30 day wait
If employed for 2 continuous years

Covered after 30 day wait
If employed for 2 continuous years

Cancel For Medical Reasons

Included in Trip Cancellation

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation

Cancel For Work Reasons

No coverage

No coverage

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Medical
Medical Coverage for Covid-19

Included in Emergency Medical

Included in Emergency Medical

Optional coverage

Emergency Medical

$500,000 per person
Secondary coverage

$100,000 per person
Secondary coverage

Optional coverage

Pre-Existing Condition

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Medical Deductible

$250 per person

$250 per person

$0 per person

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

$100,000 per person

Optional coverage

Loss or Delay
Extension Of Coverage

No coverage

Coverage can extend up to 7 days
Coverage for medical quarantine included

No coverage

Travel Delay

No coverage

$2,000 per person
$500 daily limit
Covered after 12 hour delay

Optional coverage

Baggage Delay

$500 per person
$250 daily limit
Covered after 24 hour delay

$500 per person
$100 daily limit
Covered after 24 hour delay

Optional coverage

Baggage & Personal Items Loss

$2,500 per person
$1,250 per item
$100 deductible policy limit

$2,500 per person
$1,250 per item
$250 deductible policy limit

Optional coverage

Missed Connection

No coverage

$750 per person
Covered after 3 hour delay

Optional coverage

Accidental Death
24 Hour AD&D

$50,000 per person

$25,000 per person

Optional coverage

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Optional coverage

Sports Equipment Loss

No coverage

Optional coverage

Optional coverage

Sports Equipment Delay

No coverage

Optional coverage

No coverage

Search & Rescue

No coverage

Optional coverage

No coverage

Sports Fees

Included in Trip Cancellation

Included in Cancellation & Interruption

Included in Trip Cancellation

Other Benefits
Rental Car Damage

No coverage

Optional coverage

No coverage

Money Back Guarantee

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided