battleface

Squaremouth offers 2 policies from battleface. Below, you can compare all 2 policies and review each policy’s certificate.

Provider & Policy
Travel Medical Single Trip
Certificate
Adventure Travel Single Trip
Certificate
Ratings
AM Best Rating Underwritten by Spinnaker Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 10/30/2019

Verify this rating at www.ambest.com
Underwritten by Spinnaker Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 10/30/2019

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Trending Benefits
Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

Cancellation
Trip Cancellation

100% of the trip cost

100% of the trip cost

Trip Interruption

No coverage

100% of the trip cost

Hurricane & Weather

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign only

Covered for foreign only

Financial Default

No coverage

No coverage

Employment Layoff

Covered after 30 day wait
If employed for 2 continuous years

Covered after 30 day wait
If employed for 2 continuous years

Cancel For Medical Reasons

Included in Trip Cancellation

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

No coverage

Medical
Emergency Medical

$500,000 per person
Secondary coverage

$100,000 per person
Secondary coverage

Pre-Existing Condition

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Medical Deductible

$250 per person

$250 per person

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

$100,000 per person

Loss or Delay
Travel Delay

No coverage

$2,000 per person
$500 daily limit
Covered after 12 hour delay

Baggage Delay

$500 per person
$250 daily limit
Covered after 24 hour delay

$500 per person
$100 daily limit
Covered after 24 hour delay

Baggage & Personal Items Loss

$2,500 per person
$1,250 per item
$100 deductible policy limit

$2,500 per person
$1,250 per item
$250 deductible policy limit

Missed Connection

No coverage

$750 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

$50,000 per person

$25,000 per person

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Sports Equipment Loss

No coverage

Optional coverage

Sports Equipment Delay

No coverage

Optional coverage

Search & Rescue

No coverage

Optional coverage

Sports Fees

Included in Trip Cancellation

Included in Cancellation & Interruption

Other Benefits
Rental Car Damage

No coverage

Optional coverage

Money Back Guarantee

Free look up to 10 days after purchase

Free look up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

Multi-Award Winning Customer Service Team

Squaremouth’s outside-the-box approach to customer service has been recognized nationally and internationally, with 16 awards in 6 years. Customer service is part of everybody’s job at Squaremouth. Every employee spends time on the phone with customers each week.

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$30,000 Contest Encourages Reading Policy Documents

To highlight the importance of reading policy documents from start to finish, Squaremouth awarded one customer $10,000 in a secret contest for being the first to read hers. Then, we gave another $10,000 to a children’s literacy charity and $5,000 each to two schools.

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$1,000 Tips Shine a Light on Service

Squaremouth, a company that puts a focus on customer service, rewards 20 outstanding customer service providers in St. Petersburg, Florida with $1,000 cash tips. Then, one received an additional $10,000 as the Thank You Campaign’s grand prize winner.

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One of America’s Best and Fastest-Growing Companies

Squaremouth is consistently awarded for its unique company culture and steady revenue growth. This includes national recognition from Inc. Magazine, Fortune, and Entrepreneur, and local recognition from the Tampa Bay Business Journal and Florida Trend.

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