$2,000 per person
$500 daily limit
Covered after 12 hour delay
Travel Delay reimburses the costs of meals and accommodations when a trip is unexpectedly delayed.
We will reimburse you per insured, up to the maximum amount shown in the schedule of benefits if your covered trip is delayed at least twelve (12) consecutive hours from the scheduled departure time and prevents you from reaching your intended destination. The Trip Delay benefit will cover reasonable additional expenses prepaid to the travel supplier and/or the airfare paid, less the value of applied credit from an unused return travel ticket, to return to your primary residence or rejoin the original land/sea arrangements, as a result of a cancellation or delay to your covered trip for one of the following unforeseen events:
a. You are involved in or delayed due to a traffic accident while en route to a departure. Traffic accident must be substantiated by a police report;
b. Common carrier delay;
c. You or your traveling companion have lost or had stolen, your passports, travel documents, or money;
d. You or your traveling companion are quarantined (except as the result of an epidemic or pandemic);
f. Inclement weather which prohibits your common carrier’s departure;
g. Natural disaster at the point of departure or destination;
h. You or your traveling companion’s injury or sickness or death of your traveling companion;
i. Breakdown of your owned or rented vehicle en route to a departure when the rental is part of the covered trip;
j. Your flight being cancelled or delayed because the airport from which the flight is scheduled to depart is temporarily closed due to a documented security breach or threat;
k. Civil disorder;
l. Hijacking; or
m. Reasons listed under Trip Cancellation and Interruption.
Reasonable additional expenses, which were not paid or provided for by any other source, incurred must be accompanied by receipts.
If you incur more than one (1) delay in the same covered trip, we will reimburse you for the delay with the largest benefit up to the maximum amount shown in the schedule of benefits.
Quarantine means a mandatory confinement, intended to stop the spread of a contagious disease to which you or your traveling companion may have been exposed.