Common Water Sports
Most travel insurance policies are built to cover travelers’ main concerns, primarily cancellations and medical emergencies. Due to the popular nature of water sports and activities during vacations, many travel insurance policies include coverage for the most common water activities under these benefits, such as swimming, fishing, and tubing. Typically, the policies that cover these activities can also cover most of the water excursions offered by cruise lines, including jet skiing, snorkeling, and surfing.
Adventurous Water Sports
In addition to these more popular water activities, some travel insurance policies are designed to cover the most adventurous travelers and include a more extensive list of water sports and activities that can be covered. These select policies are ideal for travelers who plan to participate in more extreme water sports, such as scuba diving, windsurfing, water skiing, and speed sailing. Even adventurous water activities like shark diving and feeding can be covered by certain policies.
What to look for when buying travel insurance for water sports and activities:
Travel insurance for water sports and activities can vary significantly from policy to policy. Activities that can be covered by one policy, may be specifically excluded from the next. For this reason, for travelers who plan to partake in specific sports or activities, it’s important to check a policy’s certificate for a list of excluded activities before purchasing. When buying travel insurance for water sports, Squaremouth recommends at least $50,000 in Emergency Medical coverage, and $100,000 in Medical Evacuation coverage.
How to search for travel insurance for water sports and activities:
The Sports & Activities benefit of travel insurance is designed to cover travelers who are participating in sports or adventurous activities. Using Squaremouth’s activity selection matrix below, travelers can enter the specific water sports and activities they plan to participate in during their trip to only show available policies with the coverage they need.
Search for policies with coverage for water sports using our selection matrix.
Search for water sports and activities you will be participating in during your trip, then select "Continue to Trip Information" to complete your search.