Yes, many policies provide coverage to cancel your trip if there is a terrorist attack at your destination, as long as you had a policy in place before the attack occurred and you meet the requirements for Terrorism coverage.
Many policies include Terrorism coverage within the Trip Cancellation and Trip Interruption benefits. This allows you to cancel or interrupt your trip due to a terrorist attack that occurs in your departure city or a city listed on your itinerary. In most cases, to qualify for this benefit the attack must meet specific criteria.
Typically, the attack must be declared an act of terrorism by the U.S. Department of State. Other common requirements include:
- Occurs in or near a city on your itinerary
- Occurs within 7-30 days of your scheduled departure date, depending on the policy
- Occurs after you have purchased your policy and cancellation coverage has begun
Additionally, some policies require that a previous attack has not recently occurred in that same city, usually within the past 30-90 days.
This information is time sensitive and may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7, 365 days a year, and are delighted to help.