Botswana Travel Insurance: Plans & Prices
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Reviewed By Last updated: 03/26/2026
Key Takeaways
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In the last 12 months on Squaremouth, the three best-selling Botswana travel insurance plans are offered by Travel Insured International, Seven Corners, and Tin Leg..
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The average travel insurance policy for a Botswana trip costs $1,335.38, which is the highest average premium of any destination that can be insured through Squaremouth.
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Botswana is one of the world’s most expensive destinations, with an average trip cost of more than $24,000. When dealing with high upfront costs, Trip Cancellation coverage becomes essential.
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While Botswana has modern medical facilities in major cities, access to quality care is limited in rural areas, national parks, and game reserves. Since U.S. health insurance is not accepted, travel medical coverage that covers evacuations is crucial.
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Safari tours often require specialized travel insurance adventure coverage, as they are considered high-risk by many providers.
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Try our online travel insurance comparison tool to get Botswana safari quotes from multiple providers at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s Botswana Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Botswana on Squaremouth were:
Frequently at the top of lists ranking the world’s best safari destinations, Botswana is home to incredible nature, wildlife, and landscapes. While there are currently no travel insurance requirements for Botswana, getting your trip insured is strongly recommended by travel experts and the country’s tourism board. When traveling to Southern Africa, we recommend a comprehensive travel insurance policy that includes the following benefits:
Botswana Cancellation Coverage
From airfare to tour packages, traveling to Botswana can get very expensive. According to Squaremouth data, trips to Botswana cost travelers more than $18,000 per group on average in 2022.
Having a travel insurance policy with cancellation coverage is a smart way to protect your trip investment, and it’s no surprise that more than 70% of travelers opt to do so. With the Trip Cancellation benefit, travelers can be reimbursed if they fall ill, get injured, or experience other covered disruptions prior to departing for their trip.
Policies with Trip Cancellation also include Trip Interruption coverage, which can provide travelers reimbursement if unexpected events cause them to return home from their trip early. This benefit applies to travelers who have already departed for their trip and have unused, nonrefundable trip costs.
Common covered reasons include unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other covered cancellation reasons may also include terrorism, inclement weather, or a natural disaster, among others. With this coverage, travelers can receive up to 100% reimbursement for their insured trip costs.
Botswana Travel Medical Insurance
The country’s main tourism attractions are its game reserves, hunting, and safari tours. This means that many tourists will be exploring remote areas of Botswana, far from the country’s hospitals. Due to the distance from treatment facilities and the higher-than-average cost of medical care, Squaremouth recommends a travel insurance policy with high medical coverage.
The Emergency Medical benefit is a key component of any travel medical insurance. This benefit can reimburse travelers for the costs of medical treatment in the event of an illness or injury during their trip. If a traveler gets sick or injured while in Botswana, this benefit can cover physician services, ambulance expenses, and other costs of treatment. Given the potential high costs of treatment, we recommend a policy with at least $100,000 in Emergency Medical coverage.
In addition, the Medical Evacuation benefit can transport a traveler to the nearest adequate hospital in the event of a medical emergency. For example, if a traveler experiences an emergency while on a safari, this benefit can cover the costs of an evacuation. Due to the high costs of an air ambulance, we recommend Botswana visitors find a policy with at least $250,000 in Medical Evacuation coverage.
Delay Coverage for Botswana
Botswana is a landlocked country with limited direct flight options. The vast majority of global tourists will likely need to take multiple flights in order to make it to their destination, increasing the chances for travel disruptions. Fortunately, there are insurance benefits that offer protection for travelers who experience delays that impact their trip.
With the Travel Delay benefit, travelers can get reimbursed for the cost of food and accommodations expenses incurred during a delay. A policy’s Missed Connection benefit can also reimburse travelers if a delay causes travelers to miss a connecting flight on route to or from their destination.
In addition, most comprehensive travel insurance policies come with both Baggage Delay coverage and Baggage & Personal Items Loss protection. Both benefits will offer reimbursement to travelers if their baggage gets damaged, delayed, or lost at any point during their trip.
Click here to begin your search for Botswana Travel Insurance.
More Details on the Best Travel Insurance for Botswana
Best Plan for Add-Ons & Upgrades
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The most popular policy among Botswana visitors, purchased by more than 32% of all Squaremouth travelers protecting a trip to Botswana
Provides the option to upgrade coverage limits for medical and delay benefits for a small fee at checkout, allowing you to tailor your protection based on your trip needs and travel concerns
Allows customers to add Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) for added cancellation flexibility, peace of mind, and financial protection
Covers up to $100,000 in prepaid, non-refundable travel expenses, making it a great option for luxury safari trips that involve high upfront costs
Best Plan For Medical Coverage
Medical / Med Evac Coverage
$500,000 / $1,000,000Cancellation / Interruption Limits
100% / 150% of trip cost
Comes standard with up to $1,000,000 in Medical Evacuation coverage, which can cover the cost to transport you to a major city, neighboring country, or back to the U.S. to receive urgent medical attention
Includes up to $2,500 per person in Baggage Loss coverage, which can reimburse you for personal items that may get stolen while exploring major cities like Gaborone
Features up to $1,500 per person in Missed Connection coverage, which can cover costs to make new travel arrangements if you miss your safari tour departure due to a covered delay in your travel itinerary
Best Coverage for Safari Adventures
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Provides coverage for more than 250 unique sports and activities, such as safari tours, safari trekking, and big game hunting
Includes up to $500,000 in Emergency Medical coverage, which can reimburse you for hospital stays, ambulance rides, doctor visits, and prescription medication in Botswana
Offers among the best-rated 24-Hour Emergency Assistance services of any provider on Squaremouth, which can help refer you to local medical care in Botswana or coordinate evacuation services to a nearby facility
Botswana Travel Insurance Trends and Data
A paradise for nature lovers and wildlife enthusiasts, Botswana attracts travelers from around the world to visit its national parks and game reserves.
Destination Rank: 83
Percentage of Squaremouth Sales: 0.12%
Average Premium: $1,346.82
Average Trip Cost: $18,374.25
Squaremouth Analytics compares thousands of travel insurance policies purchased over the last two years to identify changes and trends in the travel insurance industry.