What is Baggage & Personal Items Loss?

Baggage and Personal Items Loss provides reimbursement for lost, stolen, or damaged luggage.

The Baggage and Personal Items Loss benefit typically covers items throughout an entire trip, not just during a flight. Some policies, however, only covers luggage while it is checked on a common carrier.

Baggage and Personal Items Loss typically has an overall coverage limit, as well as a per-item limit and a specific item limit. Specific items are outlined in each policy, and often include expensive items such as jewelry, electronics, and cameras, among others. Squaremouth recommends insuring expensive items valued above $1,000 through other sources, such as homeowner’s insurance or the credit card that was used to purchase the item.

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Baggage & Personal Items Loss coverage.

Looking for a policy with Baggage & Personal Items Loss coverage?

Enter your trip information on our custom search form. Once you receive your results, select the Baggage & Personal Items Loss filter to find the best policy for your trip with the coverage that you need.

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Each policy's Baggage & Personal Items Loss coverage is summarized below. View the full benefit wording for all policies here.

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