Japan Travel Insurance Requirements

Last updated: 05/06/2024

Do You Need Travel Insurance to Visit Japan?

Travel insurance is not a mandatory requirement for visiting Japan, but it is highly recommended. Japan is generally a safe destination, but unforeseen circumstances such as medical emergencies, trip cancellations, delays, or lost belongings can occur.

Having travel insurance provides peace of mind and financial protection during your trip. Many travel insurance companies also offer 24 Hour Travel Assistance services to support travelers if their trip takes a turn for the worse.

How Much Does Japan Travel Insurance Cost?

The cost of travel insurance for Japan varies based on factors such as your age, duration of stay, coverage limits, and the type of policy you choose. In general, a comprehensive travel insurance policy will amount to 5-10% of your total trip cost.

According to Squaremouth data, you can expect to pay anywhere from $250 to $350 for a standard single trip travel insurance policy. Most Squaremouth customers that visit Japan stay for roughly over two weeks and spend roughly $7,250 on their trips.

Finding the Best Travel Insurance Policy For Your Japan Trip

When selecting a travel insurance coverage for your Japan trip, it’s advisable to read reviews, compare quotes from different providers, and choose a policy that aligns with your specific travel needs and preferences.

The best policies will include the following insurance benefits:

  • Trip Cancellation: Provides reimbursement for prepaid, non-refundable trip costs if you need to cancel your trip for a covered reason before you depart.
  • Trip Interruption: Provides reimbursement for unused prepaid, non-refundable trip expenses if you need to end your trip early for a covered reason.
  • Emergency Medical: Covers the cost of unexpected medical expenses while traveling, such as hospital bills, ambulance rides, and x-rays, among others. Exclusions may apply. We recommend at least $50,000 in Emergency Medical insurance.
  • Medical Evacuation & Repatriation: Covers the cost of emergency transportation to another medical facility or back to your home country if a treating physician deems it necessary for more adequate medical treatment. We recommend at least $100,000 in Medical Evacuation insurance.
  • Travel Delay: Can reimburse the cost of food, accommodations, and transportation if a flight is significantly delayed. The best trip delay plans will apply coverage after a delay exceeds three hours.
  • Baggage & Personal Item Loss: Offers reimbursement if your baggage is delayed, lost, or stolen at any point during your trip.
  • Sports & Activities: Extends key benefits to travelers planning on partaking in activities that are typically excluded from coverage, such as skiing and mountaineering.

Click here to begin your search for Japan Travel Insurance.

Other Japan Entry Requirements to Consider

Apart from travel insurance, there are other entry requirements to consider when visiting Japan. These may include a valid passport, a visa (depending on your nationality and the length of stay), and adherence to customs regulations.

Japan no longer required proof of the coronavirus vaccine. Check the official website of the U.S. Embassy and consulates in Japan for the most up-to-date entry requirements.

Japan Travel Tips for U.S. Travelers

Weather & Natural Disaster Concerns

Japan experiences distinct seasons, so pack accordingly. The country’s geography, which includes mountains and coastal areas, also contributes to its diverse climates.

Those planning a trip to Japan should be aware that it is among the world’s most disaster-affected countries. The country experiences earthquakes, typhoons, tsunamis, and volcanic activity. The frequency and intensity of these events can vary from year to year.

Most comprehensive travel insurance plans include cancellation coverage in the event a natural disaster strikes before or during your trip.

Crime in Japan

Japan is known for its low crime rate, but it’s essential to remain vigilant and practice common-sense safety measures. While petty crime is rare, be cautious of your belongings in crowded places as pickpocketing can be prevalent in busy tourist destinations.

Food & Water Safety Information

Japanese food is generally safe, but if you have allergies or dietary restrictions, it’s crucial to communicate them clearly. Tap water is typically safe to drink throughout the country. If you find yourself in rural areas of Japan, it may be wise to stock up on bottled water if possible.

FAQs For Americans Planning a Japanese Adventure

What Are the Most Popular Things to Do in Japan for Foreign Visitors?

Japan offers a rich blend of traditional and modern experiences, from ancient temples and historic castles to futuristic cities and cutting-edge technology. Here are some popular things to do in Japan:

Explore Tokyo:

  • Visit iconic landmarks such as Tokyo Tower, Tokyo Skytree, and the Meiji Shrine.
  • Experience the bustling districts of Shibuya, Shinjuku, and Akihabara.
  • Discover the diverse culinary scene, from street food to fine dining.

Cherry Blossom Viewing (Hanami):

  • If visiting in spring, partake in hanami by enjoying the cherry blossoms in parks like Ueno and Chidorigafuchi in Tokyo or Maruyama Park in Kyoto.

Visit Kyoto:

  • Explore historic temples, including Kinkaku-ji (Golden Pavilion) and Fushimi Inari Taisha.
  • Wander through traditional districts like Gion, known for its geisha culture.
  • Take a stroll through beautiful bamboo groves in Arashiyama.

Experience Traditional Culture:

  • Attend a traditional tea ceremony.
  • Try on a kimono and stroll through historic streets.
  • Witness a sumo wrestling match or attend a kabuki theater performance.

Hike Mount Fuji:

  • Climb Japan’s highest peak, Mount Fuji, during the official climbing season (July to early September).
  • Alternatively, enjoy the stunning views from the surrounding lakes and hot springs.

Relax in Onsen (Hot Springs):

  • Experience traditional Japanese baths in an onsen, with popular locations like Hakone and Beppu.

Visit Hiroshima and Miyajima:

  • Explore Hiroshima’s Peace Memorial Park and Museum.
  • Take a ferry to Miyajima Island to see the iconic “floating” torii gate and interact with the friendly deer.

Discover Osaka:

  • Try local street food in the vibrant Dotonbori district.
  • Visit Osaka Castle and its surrounding park.
  • Enjoy the city’s iconic nightlife

Engage with Modern Technology:

  • Explore the digital art museum, teamLab Borderless, in Tokyo.
  • Experience cutting-edge technology in Akihabara.
  • Stay in a futuristic capsule hotel.

Visit Nara:

  • Encounter friendly deer in Nara Park.
  • Explore Todai-ji, housing a giant Buddha statue.

When is Cherry Blossom Season?

Cherry blossom season, or “Sakura,” typically occurs in late March to early April. This is a highly anticipated time when the cherry blossoms bloom, creating breathtaking landscapes. Visiting during this season is highly recommended if it is your first time in Japan.

Keep in mind, visiting during Sakura can result in higher airfare and hotel expenses.

What is the Currency in Japan?

The official currency of Japan is the Japanese Yen (JPY). Credit cards are widely accepted, but it’s advisable to carry cash, especially in more rural areas.

Do People in Japan Speak English?

While English is taught in schools, not everyone in Japan is fluent. In major cities and tourist areas, you’ll find English speakers, but it’s helpful to learn a few basic Japanese phrases.

Do you Tip in Japan?

Tipping is not a common practice in Japan and can be considered rude. Exceptional service is already included in the prices, and tipping may even be refused. Simply expressing gratitude is appreciated.

Is U.S. Health Insurance Accepted in Japan?

While Japan has a national health insurance system for its residents, the system doesn’t generally cover visitors or tourists. Therefore, U.S. health insurance is generally not accepted in Japanese medical facilities.

If you are a visitor to Japan, it is highly recommended to purchase travel insurance that includes medical coverage for the duration of your stay. Travel insurance can help cover the cost of medical care and emergency medical evacuations while traveling.

Generally, medical costs in Japan are considered relatively high compared to some other countries, but the quality of healthcare is also typically very high. For that reason, we recommend prioritizing travel medical insurance plans that offer strong Emergency Medical and Medical Evacuation coverage.

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