Are mental or nervous conditions covered?

Last Updated:

Short Answer

Unfortunately, mental and nervous conditions are generally excluded from coverage, although some policies may provide coverage in the event of hospitalization due to a mental or nervous condition. 

More Detail

Mental and nervous conditions and disorders are generally excluded from coverage within travel insurance. However, some policies will offer coverage in the event of a hospitalization due to a  mental or nervous condition.

Additionally, if you are concerned about being covered for Trip Cancellation due to a mental or nervous condition without hospitalization, the Cancel For Any Reason benefit may be available to you. Cancel For Any Reason is a time-sensitive upgrade that is available on some policies to be purchased within 14-21 days of your initial booking date, or before you’ve made your final trip payment – this is only the case for select cruise only policies.  

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!