To file a Baggage Delay claim, contact your travel insurance provider’s claims department as soon as reasonably possible. Your provider will have you complete a claim form and may request supporting documentation.
Baggage Delay provides reimbursement for the purchase of necessary items like clothing and toiletries when your baggage is delayed for more than 12-24 hours.
Your provider will indicate what supporting documentation they require to process your Baggage Delay claim. Supporting documentation may include:
-Property or regularity report from the airline showing your baggage was delayed
-Confirmation of when you received your delayed luggage to verify length of delay
-Receipts for additional expenses incurred during the delay