“In addition to an increase in premium, travelers should not expect a full refund like standard Trip Cancellation offers,” explains Harvey. “Most travel insurance policies with Cancel for Any Reason will only reimburse up to 75 percent of the trip cost.” Global Alert, a travel insurance providers, is the exception with policies that offer a refund up to 90 percent of the trip cost.
Travelers who purchased travel insurance prior to the announcement should look in their travel insurance policy to see what coverage is available. They should look within the travel insurance certificate under the definition of trip cancellation and trip interruption for the keyword strike. Policies that specifically mention strike will usually reimburse non-refundable trip costs if airline delays last for a significant amount of time.
In addition, most travel insurance policies purchased prior to the strike will offer coverage for Travel Delay and Missed Connection. Travel Delay will reimburse the costs of food, lodging and local transportation during a delay, while Missed Connection will help alleviate the cost to catch up to the trip. Depending on the travel insurance policy, the delay must last for anywhere from 3 to 24 hours before coverage is available.
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