If you’ve been shopping for travel insurance, you’ve probably seen that it can cover trip delays, lost luggage and medical care. But you’ll never guess what else travel insurance covers.
Brendan Lee was surprised that travel insurance covered his incident, for example. On a visit to Africa, a police officer detained him and demanded a bribe. Eventually, he had to pay $600 in fees to “extend” his visa and assumed he’d have to pay the entire amount out of pocket.
“I relayed this entire story to my travel insurance company and filed a claim,” recalls Lee, who writes a travel blog called Bren on the Road. “They paid it in full! The bribe and the lawyer’s fees. It was covered under a special section in my policy called ‘hijack and detention.’”
Most travelers don’t bother to read their travel insurance policies. To prove the point, the travel insurance site Squaremouth surreptitiously offered $10,000 to the first person who read their policy to the end. The company estimates that less than 1% of travelers who buy travel insurance read all of their policy information. The winner discovered the giveaway at the end of her policy less than 24 hours after the competition started. So there is hope.
Read the full Forbes article online here: https://www.forbes.com/advisor/travel-insurance/surprising-things-covered/?fbclid=IwAR1wgtZKi_fNuoXsVNyw2ZAu6z24yHQ_EuMSIW8RiGe-cKHS3cPfizCTBbw