Regular Travel Insurance Might Not Work for an Extended Trip
Some travel insurance policies might not even cover you because they limit the trip length. That’s why it’s important to add the trip dates when you buy your policy. Don’t assume you’ll be covered if you extend the trip or decide to take a side trip somewhere else. That’s not how regular travel insurance works.
Trip length is one of the determining factors for travel insurance costs—the others being your age and the cost of the trip. But there are still ways to lower your cost, according to experts.
“If travelers are taking a longer trip, they may only want to insure their nonrefundable trip costs, which can lower their premium,” says Kasara Barto, a spokesperson for Squaremouth, a travel insurance provider. “For example, if a traveler will be staying at a hotel for their entire extended trip, the hotel may only require a 25% nonrefundable deposit before arrival. Instead of insuring the entire cost of their stay, the traveler can simply insure the nonrefundable deposit they would lose if they had to cancel their trip.”
Read the full Forbes article online here: https://www.forbes.com/advisor/travel-insurance/extended-trips/