Travel comparison site Squaremouth notes that spring breakers can buy themselves 24-hour assistance with a policy.
As with all insurance, there are exclusions, and a recent statement from Squaremouth included these sobering words: “It’s no secret that many college students will be drinking alcohol while on their vacation, especially if their destination’s drinking age is lower than it is at home.
“If a traveler needs emergency medical treatment while on their spring break trip, travel insurance will cover them, unless they’re intoxicated. If their medical notes indicate that they were drinking past the legal limit, the claim will be denied.”
Read the full LA Times article online here: http://www.latimes.com/travel/la-tr-spot-spring-break-20180318-story.html