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Layoffs Preventing You From Traveling? How Travel Insurance Can Help, Advises Squaremouth

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ST. PETE BEACH, FL September 16, 2011 – The recent layoffs have many travelers turning to their travel insurance to see what protection they might have. “If someone is laid off, travel insurance gives them the option to cancel their trip and receive reimbursement, instead of taking a trip they may not be able to afford anymore,” says Sarah Byrne, Marketing Manager at, a site for comparing and purchasing travel insurance.

Although many travel insurance policies offer this coverage, it’s important to read the fine print. “Some travel insurance policies require you to be employed with the same company anywhere from one to five years to qualify for a refund, while others restrict coverage to full-time employees,” says Byrne.

Travelers wondering if their policy offers this coverage should look under the trip cancellation benefit for keywords, such as employment layoff or job termination.

Squaremouth warns travelers not to confuse employment layoff coverage with the benefit cancel for work reasons. Cancel for work reasons can cover someone if they are called back to work suddenly, if their company merges, if they have to relocate or if work is affected by fire, flood or other natural disaster. This benefit is an upgrade in many travel insurance policies, however, doesn’t apply if you lose your job, whereas most standard cancellation coverage does.

“If travelers don’t know the differences between the two, they could wind up paying extra for coverage that was already included,” says Chris Harvey, CEO of Squaremouth.

Travelers can purchase layoff coverage anytime before traveling, however, if someone has already been laid off, coverage will not be available. The layoff benefit is available in policies from CSA Travel Protection, Global Alert, HTH Worldwide, iTravelInsured, MH Ross, Seven Corners, Travel Guard, Travel Insurance Services, Travel Insured International, Travelex, TravelSafe and USA Assist.

About Squaremouth
Squaremouth is America’s fastest growing travel insurance comparison site, helping customers instantly quote, compare and buy policies from every major carrier. Squaremouth has web sites in the US and UK, and an extensive network of partner sites worldwide. The company is headquartered in St Pete Beach, FL., with offices in Fort Wayne, IN. Visit or

About our Zero Complaint Guarantee
The cornerstone of our commitment to customers is Squaremouth’s guarantee to remove any company from our website if there is a customer complaint that cannot be resolved to our satisfaction. Squaremouth offers the broadest selection of insurance with an emphasis on quality and follow-up care in companies featured. We also factor in independent evaluation from the insurance industry watchdog AM Best.

Sarah Byrne
Toll-free (800) 240-0369
Direct (727) 498-2866

Chris Harvey
Toll-free (800) 240-0369
Direct (727) 490-5802

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