ST. PETERSBURG, FL February 21, 2013 – Winter storm warnings have been issued for several states stretching across the Midwest in preparation for yet another powerful storm threatening to dump as much as a foot of snow in some areas.
Squaremouth, America’s fastest growing travel insurance comparison site, shares travel insurance tips for those impacted by this month’s severe winter storms.
Document Traffic Accidents
Icy roads pose dangerous driving conditions for travelers during severe winter storms. Many travel insurance policies cover trip cancellation if a traveler is involved in a traffic accident on the way to the airport. Some policies even cover travelers to cancel a trip if someone else’s traffic accident blocks roads, preventing an on-time departure. If this happens, make sure to get a police report that documents the accident.
Check for Travel Delay
Travelers stuck at the airport due to lengthy flight delays may be able to use their travel delay benefit to help recover costs spent on meals, local transportation or additional accommodations if they have to stay an extra night to catch a next-day flight. The benefit usually kicks in after a certain amount of time, so travelers should be aware of policy specifics.
Know When Weather Coverage Kicks In
Travelers looking to recover costs for cancelling or interrupting a trip because of weather should check policy details for trip cancellation and trip interruption benefits. The most favorable coverage for severe winter weather conditions covers travelers for any arrangements delayed or cancelled by a common carrier. However, travelers should be aware of any related time constraints. Some weather benefits won’t apply unless a traveler is delayed for 12, 24, or even 48 hours. Others don’t impose any specific time constraints.
“We have seen some of the most severe storms hit this month,” says Chris Harvey, CEO of Squaremouth. “The best advice for travelers is to anticipate what can happen and know how to apply your travel insurance benefits to the situation.”
Recovering losses from winter storms is easiest for travelers when they know a policy’s specific limits and they keep documentation of incidents that interfere with travel.
Squaremouth is a website that compares travel insurance products from every major U.S. travel insurance provider. Established in 2006, the company has grown from $1 million in sales to $10 million in 2012. Squaremouth is headquartered in St. Petersburg, FL, with offices in Fort Wayne, IN. More information on Squaremouth and its network of providers can be found at www.squaremouth.com.
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