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Manchester Bombing: What a “Severe” Terrorism Threat Level Means for Travel Insurance

Manchester Bombing: What a “Severe” Terrorism Threat Level Means for Travel Insurance

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ST. PETERSBURG FL May 30, 2017 — After a terrorist bombing at the Manchester Arena on May 22, the United Kingdom’s threat level for terrorism remains “severe”. Ahead of the summer travel season, leading travel insurance comparison site, Squaremouth, explains the impact of the “severe” terrorism designation for travelers visiting Europe.

Future Terrorist Attacks Can Be Covered

Although an ensuing attack is “highly likely”, the “severe” terrorism threat level does not impact the availability of travel insurance for those with upcoming trips planned to the U.K.

Most travel insurance providers view another attack as a separate event from the Manchester bombing, meaning future incidents in Europe can still be covered, as long as the traveler buys their policy before an attack occurs.

“Unfortunately, it is too late to buy a new policy with coverage for the Manchester attack,” says Squaremouth spokesperson Megan Moncrief. “However, travelers who purchased a policy with terrorism coverage before May 22nd may be able to cancel.”

What the Terrorism Benefit Covers

Most travel insurance policies with the Terrorism benefit cover a traveler to cancel an upcoming trip if an attack is declared an act of terrorism, and occurs in or near their destination within 30 days of their arrival.

Concern Over Terrorism Reaches an All-Time High

Interest in terrorism coverage is the highest it’s ever been, according to Squaremouth sales data. Travelers going to Europe are the most concerned, especially those traveling to the five most popular European countries.

Annual Increase in Sales with Terrorism Coverage for Top 5 European Destinations

  1. Italy (+110%)
  2. United Kingdom (+85%)
  3. France (+130%)
  4. Spain (+63%)
  5. Germany (+94%)

Squaremouth’s Terrorism Travel Insurance Information Center explains coverage related to recent terrorist incidents, including the Manchester concert bombing. This resource is updated regularly as new information becomes available for each event.


Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third-party customer reviews, travelers can research and compare travel insurance policies side-by-side. More information can be found at