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Rio Olympics: Why Aren’t More Americans Buying Travel Insurance for Trips to Brazil This Summer?

Rio Olympics: Why Aren’t More Americans Buying Travel Insurance for Trips to Brazil This Summer?

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ST. PETERSBURG, FL July 14, 2016 — Health and safety concerns surrounding this year’s Olympics may have attendees rethinking their trips, but that doesn’t mean they’re buying travel insurance, says leading travel insurance comparison site Squaremouth.

“The number of customers buying travel insurance for trips to Brazil this summer is nowhere near what it was two summers ago when Brazil hosted the World Cup,” said Squaremouth spokesperson Rachael Taft. “This year, travelers are worried about the risks of Zika virus or civil unrest, which are not covered reasons to cancel your trip on standard travel insurance.”

Zika Virus

What isn’t covered? Standard travel insurance won’t cover you to cancel your Olympic trip because of the Zika virus outbreak, even if the CDC heightens its alert for the Zika virus in Brazil.

What is covered? Travel insurance can cover your expenses if you contract the virus during your trip and need to seek medical treatment or even return home early due to your illness.

Civil Unrest

What isn’t covered? Travel insurance generally doesn’t provide cancellation coverage for civil unrest, or fear that your destination could become unsafe.

What is covered? In the event serious civil or political unrest requires you to leave the country, some policies offer evacuation coverage to get you to a place of safety.


What isn’t covered? While terrorism is covered on most cancellation policies, the threat of terrorism alone is not enough to trigger this coverage.

What is covered? Many policies will cover you to cancel your trip, or return home early, if a terrorist attack occurs in or near a city on your itinerary. Typically the attack must occur within 7-30 days of your departure, and it must be declared an act of terrorism by the U.S. Department of State.


Travelers with the Cancel For Any Reason upgrade can cancel their trip without providing a reason and receive partial reimbursement of their trip costs, as long as they cancel at least 2-3 days before their departure date. This upgrade significantly increases the premium and is only available within 14-30 days of your first booking for your trip.

Squaremouth is an online company that compares travel insurance products from virtually every major travel insurance provider in the United States. Using Squaremouth’s comparison engine and third party customer reviews, travelers can research and compare insurance products side-by-side. More information can be found at