It’s becoming an ever more common occurrence. In January, the “Yellow Vests” in Paris shut down portions of the city. For a few days, some cruise lines avoided old San Juan, as island-wide protests against Puerto Rico’s government swelled in the popular port. And now, Hong Kong’s airport was shut down by government protesters, following weeks of activism that have impacted the island and the city.
When civil unrest disrupts tourism to a destination, the protection that your clients have can become a life-saving investment. At a minimum, it can help them recoup expenses for a vacation cut short or canceled.
“Civil unrest, riots and acts of war are typically not covered by any type of insurance, including travel insurance,” said Jenna Hummer, director of public relations at Squaremouth, an online travel insurance sales website. A client’s full travel costs would be lost in these situations.
In cases like Hong Kong and Puerto Rico, travelers would be covered by Cancel For Any Reason (CFAR) insurance if they felt the need to cancel their trip prior to departure.
As of the start of the protests in Puerto Rico on July 13, Squaremouth had recorded a 47.7% increase in travelers purchasing travel insurance to Puerto Rico. In addition, the company saw a 51% rise in Puerto Rico-bound travelers purchasing CFAR upgrades with their policies. (The company had not had any claims filed relating to the protests as of last week.)
For China, Squaremouth had not seen a corresponding increase in travel insurance purchases since the protests started this March, though the company has seen a 2.63% increase in travelers purchasing a CFAR upgrade overall for their trips to China. (The airport closure occurred after the most recent Squaremouth data was pulled for Travel Market Report.)
Read the full Travel Market Report online here: https://www.travelmarketreport.com/articles/With-Political-Unrest-Growing-What-Protection-Does-Travel-Insurance-Offer