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When Not to Buy Travel Insurance, Warns Squaremouth

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ST PETE BEACH, FL April 8th 2011 – Travel insurance is not always the best choice when it comes to coverage for a single benefit. If a traveler wants to purchase protection for a rental car or luggage, they could save money by first checking with their credit card company to see if coverage is available.

“Travel insurance can be an unnecessary purchase for travelers if they only need specific coverage, such as baggage protection or rental car damage,” says Sarah Byrne, Marketing Manager at, a travel insurance comparison site.

Travel insurance, however, may be a good investment if a trip is non-refundable, and travelers are worried their trip may be cancelled due to events like illness of a family member or inclement weather. Emergency medical and medical evacuation coverage is also available through travel insurance, which can be beneficial when traveling outside the U.S.

If travelers are looking for specific coverage and do not need a full package of benefits, they should contact their credit card provider to see if they are covered for travel protection. For instance, some rental car damage, baggage and travel accident insurance are included in most American Express and many MasterCard and Visa credit cards. It’s important to remember that the benefits are only available if the trip is purchased on the card.

If travelers do not have the option to receive coverage through their credit card or want more coverage than their credit card provides, American Express offers primary car rental insurance to card members and non-card members. The coverage costs $9 a day, and can be purchased on any major credit card.

If travelers are looking for protection for multiple benefits, such as cancellation, interruption, travel delay and medical, they should visit a comparison site like, to review travel insurance policies from a variety of companies.

About Squaremouth
Squaremouth is America’s fastest growing travel insurance comparison site, helping customers instantly quote, compare and buy policies from every major carrier. Squaremouth has web sites in the US and UK, and an extensive network of partner sites worldwide. The company is headquartered in St Pete Beach, FL., with offices in Fort Wayne, IN. Visit or

About our Zero Complaint Guarantee
The cornerstone of our commitment to customers is Squaremouth’s guarantee to remove any company from our website if there is a customer complaint that cannot be resolved to our satisfaction. Squaremouth offers the broadest selection of insurance with an emphasis on quality and follow-up care in companies featured. We also factor in independent evaluation from the insurance industry watchdog AM Best.

Chris Harvey
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Direct (727) 490-5802
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