Some travel insurance plans offer cancel for any reason coverage. In most cases, this option is only available from 24 hrs – 21 days from the trip deposit date. Cancel for any reason means that you do not have to give a reason for canceling the trip. However, the trip must be canceled at least 48 hrs from the departure date. In most cases, adding cancel for any reason will add about 40% to the cost of the premium. Normally, cancel for any reason will reimburse only a percentage of the trip cost, anywhere from 50% – 90%, depending on the plan. Always refer to the certificate of insurance for details.