When getting a travel insurance quote, it’s important for travelers to make sure their departure and return dates are accurate. Often, a vacation can involve multiple destinations and methods of travel. However, just because the plane or cruise ship departs on one date, that may not be the true departure date.
Most travel insurance policies provide coverage door-to-door, starting when a traveler leaves home and ending when they return. So if the travel plans involve leaving the house the night before a morning flight, then the date that the travelers leave the house is the departure date.
Additionally, to be listed on the same traveler insurance policy, all travelers must have the same travel dates. If there are any differences in the departure and return dates of a traveling party, then those travelers with different travel dates must have a separate policy. Always refer to the certificate of insurance for details.