One of the common reasons people compare travel insurance plans is in case a flight delay affects your vacation plans. This was the situation for an AirTran Airways flight today as the pilot made an unscheduled stop because of mechanical issues. An article from MSNBC provides more detail about the incident.
Officials say an AirTran Airways flight from Charlotte, N.C., to Atlanta was diverted to Greenville-Spartanburg International Airport in South Carolina after a pilot noticed a problem with one of the plane’s engines.
AirTran spokesman Christopher White says the pilot noticed a minor issue with one of two engines on AirTran flight 311 at around 7:30 a.m. Wednesday and opted to divert the plane to South Carolina.
White says the flight landed safely at the airport in Greer about 10 minutes later. Another airplane was flown in from Atlanta to take the 115 passengers to their destinations.
Multiple travel insurance benefits can help those impacted by airline delays. The coverage categories can overlap in some cases and multiple benefits can be paid by a claim.
Travel delay coverage is for the extra expenses incurred during the time of a delay. Food, hotel, taxi and phone calls can all be reimbursed by this benefit. Different plans require a delay last for a set number of hours and most will have daily dollar limits that can be reimbursed.
Missed connection coverage reimburses the additional transportation costs to catch up to the trip. This also normally has a set time the delay must last and varying dollar limits. Look closely when comparing plans because some only offer this coverage for a missed cruise or tour but not for a missed flight.
Trip interruption can also cover the additional transportation costs, as well as the unused trip costs that are not refunded. Most plans require the delay be for a more substantial time, up to 48 hours for some. If a delay lasts long enough, some plans allow the entire trip to be cancelled.
Always refer to the certificate of insurance for details.