When bad weather causes delays and interruptions, travel insurance can help. Recent fog in Galveston, Texas has made it difficult for cruise ships to port. An article from USA Today addressed the recent weather events affecting several cruise itineraries.
Royal Caribbean International said that due to the port closure, the 3,114-passenger Voyager of the Seas’s arrival into Galveston was delayed along with the departure of its next cruise.
The 2,974-passenger Carnival Conquest’s arrival into the city yesterday was also delayed, Carnival Cruise Lines said, but its next cruise departed on time.
Last Thursday, the 2,052-passenger Carnival Ecstasy was held overnight in Galveston, Texas due to heavy fog and near zero visibility. The ship departed the next morning, and Carnival modified its sailing from a four-day to a three-day cruise to Cozumel.
The week before, the Ecstasy departed two days behind schedule, and two other ships — the Conquest and the Voyager, experienced one-day delays, also due to the fog.
Travelers impacted by the fog in Galveston should check their travel insurance policies to see how they are covered. Most policies cover weather related events in several ways.
The additional expenses incurred during a delay can be covered by the travel delay benefit. This reimburses for food, lodging and local transportation during a delay. Depending on the policy, the delay must last several hours before benefits apply.
If a cruise departure is delayed long enough, travelers can be reimbursed for the unused days of the cruise under trip interruption coverage. Many policies cover if weather events keep airlines, trains or cruises from providing service for 24 or 48 hours.
Always refer to the certificate of insurance for details.