What Does ‘Departure Date’ Mean?

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The departure date is the date that the traveling party is scheduled to leave their home and begin the trip. For travel insurance, this date is usually the date that coverage begins. 

It’s important to note that when buying travel insurance, your departure date is not necessarily the date that a flight is scheduled, but rather the date that you leave home for your trip.

Why is the Departure Date Important For Travel Insurance?

In order to generate a single trip travel insurance quote, you will need to provide basic trip information such as their destination, age, and departure dates. It’s important that you enter the correct date when buying travel insurance, as it lets providers know when you need coverage and for how long. 


The length of a trip is a big determining factor in how a travel insurance policy is priced. Providers will use your departure date, as well as your return date, to determine how long you will be traveling. In most cases, longer trips will result in higher insurance premiums. 

Benefit Coverage 

Most comprehensive travel insurance policies will include both pre-departure and post-departure benefits. The departure date that you include in your policy will dictate when these benefits can provide coverage and ensure you have coverage for the entire duration of your trip. 

You can read more about your policy and how your departure date impacts coverage in your policy’s certificate. If you have further questions about your departure date or creating a travel insurance quote, you may reach out to our customer service team at 1-800-240-0369.