When planning a vacation that involves hiking, mountaineering, backpacking or camping, it is wise to look closely before buying a travel insurance policy. Some plans are designed specifically for this type of adventure travel, such as Travel Guard Adventure Travel Protection, without having to upgrade or select additional coverage. There are other travel insurance plans that can provide cover for these activities, but the coverage is a selectable option that will increase the cost of the premium, such as Travelex Travel Select with the Adventurer Lifestyle Pak. If a travel insurance plan does not offer specific coverage for adventure travel or hazardous sports, double check that plan’s exclusions, as those activities might not be covered. Always refer to the certificate of insurance for details.