Travel insurance quotes factor in several elements to determine the cost of the premium. Travel insurance plans that offer coverage for trip cancellation and trip interruption take into account the cost of the trip, duration of the trip, age and number of travelers. Medical only plans are focused on the age of the insured, the benefit limit, and amount of the deductible selected.
Keep in mind that the least expensive option is rarely the policy that is selected. Rather, insurance plans are designed with various demographics in mind. This means that for every traveler, there are normally several options in the same cost range that provide a good choice of coverage limits. Find the policy that is best for the travelers’ needs, not just easiest on the wallet.