I plan on participating in hazardous sports during my vacation. Will the insurance cover me if I get hurt? Published by Chris Harvey September 24, 2007 Most all travel insurance policies have exclusions for hazardous sports. Refer to the policy certificate for a full list of the exclusions. Some international medical plans have optional sports riders that you can purchase. Related articles: My travel insurance policy excludes hazardous sports? What is considered a hazardous sport? How do I know if my travel insurance covers my high risk sport? I will be scuba diving while on vacation. Will travel insurance cover me if something should happen? Will my travel medical plan cover me for risk sports such as skiing? Will trip cancellation cover the cost of day tours? Should I include this in my trip cost?