I want to purchase a travel insurance policy for cancellation only. Why can't I exclude the other benefits?

Published by Chris Harvey January 26, 2009

There are a few travel insurance policies that offer cover for cancellation without providing comprehensive benefits like medical, medical evacuation, etc.  However, depending on your age and trip cost, these policies can sometimes be more expensive than policies with the additional benefits.  I would recommend  that you purchase the least expensive policy that meets all your needs for your planned trip, even if benefits not needed are included.  Comprehensive plans are sold as “package” plans and while many can be upgraded, you can not remove benefits to reduce the cost.