When catastrophic events impact travel plans, travel insurance carriers release position statements identifying how coverage is affected. Policies purchased after an event is considered foreseeable will not cover situations related to that event. The following is a statement from CSA. This statement is unchanged from the previous blog post Updated Statement from CSA on the Volcanic Ash on 5/21/10.
For those plans that do offer coverage for effects of adverse or inclement weather, please note there is no coverage for the specific volcanic ash cloud events under any plans purchased on or between the start and end dates noted below.
Event 4 – Start May 16, End May 19
Event 3 – Start May 8, End May 14
Event 2 – Start May 3, 7am, End May 3, 1pm
Event 1 – Start April 15, End April 22
Please note: If you buy a policy today to cover a weather event that is currently happening, you will not have coverage as it would be a foreseeable event.
Once an ash cloud dissipates, and travel schedules resume to normal, new policies can afford coverage if a new ash cloud event interferes with airspace, and causes delays or cancellations (provided all requirements of the policy are met).