Compare All Policies for Aegis

Aegis

Squaremouth offers 4 policies from Aegis. Below, you can compare all 4 policies and review each policy’s certificate.

Provider & Policy	Go Ready Trip Cancellation Certificate	Go Ready Choice Certificate	Annual Preferred Certificate	Go Ready Pandemic Plus Certificate

AM Best Rating	Underwritten by Zurich American Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 11/26/2024 Verify this rating at www.ambest.com	Underwritten by Zurich American Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 11/26/2024 Verify this rating at www.ambest.com	Underwritten by Zurich American Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 11/26/2024 Verify this rating at www.ambest.com	Underwritten by Starr Indemnity & Liability Company AM Best's Rating of A (Excellent) Effective as of: 01/22/2025 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee

Cancel for Covid-19 Sickness	Included in Trip Cancellation	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	100% of the trip cost	100% of the trip cost	$1,000 per person per year	100% of the trip cost
Trip Interruption	Optional coverage	150% of the trip cost	$1,500 per person per year	150% of the trip cost
Hurricane & Weather	Common carrier delay for 6 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 6 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for any length of time Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 48 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	Covered for foreign and domestic	Covered for foreign and domestic	Covered for foreign and domestic
Financial Default	Covered if purchased before the final trip payment	Covered after 14 day wait if purchased before the final trip payment	No coverage	Covered after 14 day wait if purchased within 14 days of trip deposit
Employment Layoff	Covered after 14 day wait If employed for 2 continuous years	Covered after 14 day wait If employed for 2 continuous years	Covered after 14 day wait If employed for 2 continuous years	No coverage
Cancel For Medical Reasons	Included in Trip Cancellation	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	No coverage	Optional coverage	No coverage	No coverage
Cancel For Any Reason	Unavailable	Optional coverage This benefit is separate from Trip Cancellation	Unavailable	Optional coverage This benefit is separate from Trip Cancellation

Medical Coverage for Covid-19	No coverage	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	No coverage	$50,000 per person Primary coverage	$50,000 per person Secondary coverage	$50,000 per person Primary coverage
Pre-Existing Condition	Covered if purchased within 14 days of trip deposit	Optional coverage	No coverage Pre-existing look-back period 180 days	Covered if purchased within 14 days of trip deposit
Medical Deductible	No Medical Deductible	No Medical Deductible	No Medical Deductible	$50 per occurrence

Medical Evacuation & Repatriation	No coverage	$250,000 per person	$100,000 per person $100,000 policy limit	$500,000 per person

Extension Of Coverage	Coverage can extend up to 7 days	Coverage can extend up to 7 days Coverage for medical quarantine included	Coverage can extend up to 7 days Coverage for medical quarantine included	Coverage can extend up to 7 days Coverage for medical quarantine included
Travel Delay	No coverage	$2,000 per person $200 daily limit Covered after 6 hour delay	$750 per person $150 daily limit Covered after 6 hour delay	$1,000 per person $200 daily limit Covered after 6 hour delay
Baggage Delay	No coverage	$200 per person Covered after 24 hour delay	$200 per person Covered after 24 hour delay	$500 per person $500 daily limit Covered after 12 hour delay
Baggage & Personal Items Loss	No coverage	$500 per person	$1,000 per person	$2,500 per person $500 per item $500 specific items limit
Missed Connection	No coverage	$500 per person Covered after 3 hour delay	$500 per person Covered after 3 hour delay Cruise and tour only	$250 per person Covered after 3 hour delay

24 Hour AD&D	No coverage	$10,000 per person $50,000 policy limit	$10,000 per person $50,000 policy limit	$10,000 per person
Flight Only AD&D	No coverage	No coverage	$25,000 per person $50,000 policy limit	No coverage

Sports & Activities	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply	No coverage
Sports Equipment Loss	No coverage	Optional coverage	No coverage	Included in Baggage & Personal Items Loss
Sports Equipment Delay	No coverage	Optional coverage	No coverage	No coverage
Sports Fees	Included in Trip Cancellation	No coverage	No coverage	Included in Cancellation & Interruption

Rental Car Damage	No coverage	Optional coverage	Optional coverage	No coverage
Money Back Guarantee	Free look up to 15 days after purchase	Free look up to 15 days after purchase	Free look up to 15 days after purchase	Free look up to 14 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided
Maximum Trip Length	Not applicable	Not applicable	31 days per trip	Not applicable
Maximum Number of Trips	Not applicable	Not applicable	No limit	Not applicable

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