Aegis

Squaremouth offers 3 policies from Aegis. Below, you can compare all 3 policies and review each policy’s certificate.

Provider & Policy
Go Ready Trip Cancellation
Certificate
Go Ready Choice
Certificate
Go Ready Pandemic Plus
Certificate
Ratings
AM Best Rating Underwritten by Zurich American Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 10/21/2022

Verify this rating at www.ambest.com
Underwritten by Zurich American Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 10/21/2022

Verify this rating at www.ambest.com
Underwritten by Starr Indemnity & Liability Company

AM Best's Rating of A (Excellent)
Effective as of: 03/14/2019

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

Optional coverage

150% of the trip cost

150% of the trip cost

Hurricane & Weather

Common carrier delay for 6 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 6 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

Covered if purchased before the final trip payment

Covered after 14 day wait if purchased before the final trip payment

Covered after 14 day wait if purchased within 14 days of trip deposit

Employment Layoff

Covered after 14 day wait
If employed for 2 continuous years

Covered after 14 day wait
If employed for 2 continuous years

No coverage

Cancel For Medical Reasons

Included in Trip Cancellation

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

Optional coverage

No coverage

Cancel For Any Reason

No coverage

Optional coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Medical
Medical Coverage for Covid-19

No coverage

Included in Emergency Medical

Included in Emergency Medical

Emergency Medical

No coverage

$50,000 per person
Secondary coverage

$50,000 per person
Primary coverage

Pre-Existing Condition

Covered if purchased within 14 days of trip deposit

Optional coverage

Covered if purchased within 14 days of trip deposit

Medical Deductible

No Medical Deductible

No Medical Deductible

$50 per occurrence

Evacuation
Medical Evacuation & Repatriation

No coverage

$250,000 per person

$500,000 per person

Loss or Delay
Extension Of Coverage

Coverage can extend up to 7 days

Coverage can extend up to 7 days
Coverage for medical quarantine included

Coverage can extend up to 7 days
Coverage for medical quarantine included

Travel Delay

No coverage

$2,000 per person
$200 daily limit
Covered after 6 hour delay

$1,000 per person
$200 daily limit
Covered after 6 hour delay

Baggage Delay

No coverage

$200 per person
Covered after 24 hour delay

$500 per person
$500 daily limit
Covered after 12 hour delay

Baggage & Personal Items Loss

No coverage

$500 per person

$2,500 per person
$500 per item
$500 specific items limit

Missed Connection

No coverage

$500 per person
Covered after 3 hour delay
Cruise and tour only

$250 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

No coverage

$10,000 per person
$50,000 policy limit

$10,000 per person

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

No coverage

Sports Equipment Loss

No coverage

Optional coverage

Included in Baggage & Personal Items Loss

Sports Equipment Delay

No coverage

Optional coverage

No coverage

Sports Fees

Included in Trip Cancellation

No coverage

Included in Cancellation & Interruption

Other Benefits
Rental Car Damage

No coverage

Optional coverage

No coverage

Money Back Guarantee

Free look up to 15 days after purchase

Free look up to 15 days after purchase

Free look up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided