AXA Assistance USA

Due to the timing of my trip to London, the President stopped international flying on March 12, 2020 and my trip was to begin on March 13, 2020. Since Money Back Guarantee was purchased, the policy for London was able to be cancelled and with funds to be reimbursed. AXA was great with cancelling 12 hours before the trip was to begin. The cost of the policy is to be reimbursed. Although AXA took 2 weeks to respond to my initial email for cancellation, it is understandable with what is going on in our world today. Other than the timing, everyone I dealt with was nice and accommodating.

This will probably sound like an AXA and SquareMouth commercial, but it's true.

Re: AXA ... I was careful to follow the AXA instructions for submitting an on-line claim, and AXA Assistance USA performed exactly as they said they would. I received the amount I was due in exactly 14 days after I submitted the claim on-line.

Re: SquareMouth ... I'd also like to give a shout-out to SquareMouth - I learned something new (for me). I normally go directly to a travel insurance site. But in this case, I didn't need full coverage with cancellation - just evacuation. It didn't occur to me to go to my normal travel insurance provider, and just strip out the coverages I didn't want. (Not even sure I could do that on-line - they always quote back a full coverage policy.) Anyway, I Googled "evacuation insurance", and SquareMouth was one hit, and they provided multiple options from multiple providers (kind of like an Amazon for travel insurance!). The one I chose was AXA Assistance USA for $200, rather than a full coverage for as much as $2,500. Fortunately, we didn't need evacuation during the trip, but at the start of the trip we did have a flight cancellation that resulted in an extra hotel night in our departure city and a lost night (non-refundable) in our arrival city. When I re-read the AXA policy, sure enough, we were covered for most of the loss (up to the limits of the policy), which was well more than we paid for the policy. I'm sold! I'll use SquareMouth from now on when I'm searching for a travel insurance policy.

Thanks to both AXA and SquareMouth!

I emailed early on in my trip asking for rather urgent health care instructions.

I received a call back TWO WEEKS LATER, well after I returned home.

Had to cancel trip to Brazil due to COVID-19. I called early on when the gravity of this virus was not very established...felt agent that assisted me was uninformed, not very supportive, simply stated that purchased policy for trip interruption did not include a "quarantine provision". I stated to her that the chances of being stuck in quarantine in Brazil were very likely, dangers to health traveling internationally were just too high. No provision for this freak historical worldwide event that will change all our lives.

Worst experience ever in not being able to get a response or someone on the phone who could help me. Now telling me CoronaVirus is an exception. Nobody told me that. I will give you a terrible rating for this so-called loophole if I don't get compensated. This is exactly why I bought trip insurance and it is a giant fail! Never again.