Compare AXA Assistance USA Plans

AXA Assistance USA

Listed are all plans offered by AXA Assistance USA. You can compare coverages, and review plan's certificates.

Provider	AXA Assistance USA	AXA Assistance USA	AXA Assistance USA
Compare plans offered by AXA Assistance USA
Plan Name	Silver Certificate	Gold Certificate	Platinum Certificate
Ratings
AM Best Rating	Underwritten By: American Modern Home Insurance Company AM Best Rating Of: A+ (Superior) Effective As Of: 10/22/2015 Verify Rating at www.ambest.com	Underwritten By: American Modern Home Insurance Company AM Best Rating Of: A+ (Superior) Effective As Of: 10/22/2015 Verify Rating at www.ambest.com	Underwritten By: American Modern Home Insurance Company AM Best Rating Of: A+ (Superior) Effective As Of: 10/22/2015 Verify Rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation	100% of the trip cost	100% of the trip cost	100% of the trip cost
Trip Interruption	100% of the trip cost	150% of the trip cost	150% of the trip cost
Hurricane & Weather	Common carrier delay for 48 hours Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 48 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 24 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	No coverage	Covered for foreign and domestic	Covered for foreign and domestic
Financial Default	No coverage	No coverage	Covered after 14 day wait if purchased within 14 days of trip deposit
Employment Layoff	Optional coverage	Covered If employed for 2 continuous years	Covered If employed for 2 continuous years
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	Optional coverage	Optional coverage	Optional coverage
Cancel For Any Reason	No coverage This benefit is separate from Trip Cancellation	Optional coverage This benefit is separate from Trip Cancellation	Optional coverage This benefit is separate from Trip Cancellation
Medical
Emergency Medical	$25,000 per person Secondary coverage	$100,000 per person Primary coverage	$250,000 per person Primary coverage
Pre-Existing Condition	Optional coverage	Optional coverage	Covered if purchased within 14 days of trip deposit
Medical Deductible	No Medical Deductible	No Medical Deductible	No Medical Deductible
Evacuation
Medical Evacuation & Repatriation	$100,000 per person	$250,000 per person	$500,000 per person
Non-Medical Evacuation	No coverage	$25,000 per person	$50,000 per person
Loss or Delay
Travel Delay	$500 per person $100 daily limit Covered after 12 hour delay	$1,000 per person $200 daily limit Covered after 12 hour delay	$1,250 per person $300 daily limit Covered after 12 hour delay
Baggage Delay	$200 per person $100 daily limit Covered after 24 hour delay	$300 per person $100 daily limit Covered after 24 hour delay	$600 per person $200 daily limit Covered after 12 hour delay
Baggage & Personal Items Loss	$500 per person	$1,500 per person $250 per item $500 specific items limit	$2,500 per person $250 per item $500 specific items limit
Missed Connection	$500 per person Covered after 3 hour delay	$1,000 per person Covered after 3 hour delay	$1,500 per person Covered after 3 hour delay
Accidental Death
24 Hour AD&D	$10,000 per person	$25,000 per person	$50,000 per person
Flight Only AD&D	$25,000 per person	$50,000 per person	$100,000 per person
Sports
Sports Equipment & Fees	No coverage	Golf Course Closure Coverage	Golf Course Closure Coverage Golf and Ski Equipment Loss or Delay
Other Benefits
Rental Car Damage	Optional coverage	Optional coverage	Optional coverage
Money Back Guarantee	Free look up to 10 days after purchase	Free look up to 10 days after purchase	Free look up to 10 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided
Identity Theft	Covered	Covered	Covered
Additional Benefits	Concierge Services Coverage	Concierge Services Coverage	Concierge Services Coverage

Insurance Providers

AXA Assistance USA

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USA-ASSIST Worldwide Protection

Additional Information

Multi-Award Winning Customer Service

Squaremouth’s customer service team has been recognized nationally for its excellence. In 2016, Squaremouth received its second Stevie Award for Customer Service Department of the Year in the American Business Awards, the nation’s premier business awards program.

Safe With Our Zero Complaint Guarantee

Every travel insurance policy purchased through Squaremouth comes with our Zero Complaint Guarantee. In the event of a complaint, we will mediate with the insurance provider on your behalf. If the complaint is not resolved to our satisfaction, we will remove the provider from our website.

$1,000 tips shine a light on service

Squaremouth, a company that puts a focus on how to treat customers, rewards 20 who do the same.

BY KATHERINE SNOW SMITH
Times Staff Writer

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One of America’s Best Workplaces

Squaremouth is consistently recognized, both locally and nationally, as one of the best places to work. Fortune Magazine named Squaremouth one of America’s Best Small Workplaces and the No. 2 Best Workplace for Women in the nation.

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AXA Assistance USA

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