Compare AXA Assistance USA Policies

AXA Assistance USA

Squaremouth offers 3 policies from AXA Assistance USA. Below, you can compare all 3 policies and review each policy’s certificate.


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Provider & Policy	Silver Certificate	Gold Certificate	Platinum Certificate
Ratings
AM Best Rating	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 11/16/2018 Verify this rating at www.ambest.com	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 11/16/2018 Verify this rating at www.ambest.com	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 11/16/2018 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Trending Benefits
Cancel for Covid-19 Sickness	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical
Cancel For Any Reason	No coverage	No coverage	Optional coverage This benefit is separate from Trip Cancellation
Cancellation
Trip Cancellation	100% of the trip cost	100% of the trip cost	100% of the trip cost
Trip Interruption	100% of the trip cost	150% of the trip cost	150% of the trip cost
Hurricane & Weather	Common carrier delay for 48 hours Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 48 hours Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 48 hours Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign only	Covered for foreign only	Covered for foreign only
Financial Default	Covered after 10 day wait	Covered after 10 day wait	Covered after 10 day wait
Employment Layoff	Covered If employed for 1 continuous year	Covered If employed for 1 continuous year	Covered If employed for 1 continuous year
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	No coverage	No coverage	Included in Trip Cancellation and Trip Interruption
Medical
Emergency Medical	$25,000 per person Secondary coverage	$100,000 per person Secondary coverage	$250,000 per person Primary coverage
Pre-Existing Condition	No coverage Pre-existing look-back period 60 days	Covered if purchased within 14 days of trip deposit	Covered if purchased within 14 days of trip deposit
Evacuation
Medical Evacuation & Repatriation	$100,000 per person	$500,000 per person	$1,000,000 per person
Non-Medical Evacuation	No coverage	$50,000 per person	$100,000 per person
Loss or Delay
Travel Delay	$500 per person $100 daily limit Covered after 12 hour delay	$1,000 per person $200 daily limit Covered after 12 hour delay	$1,250 per person $300 daily limit Covered after 12 hour delay
Baggage Delay	$200 per person Covered after 24 hour delay	$300 per person Covered after 24 hour delay	$600 per person Covered after 12 hour delay
Baggage & Personal Items Loss	$750 per person $150 per item $250 specific items limit	$1,500 per person $250 per item $500 specific items limit	$3,000 per person $500 per item $1,000 specific items limit
Missed Connection	$500 per person Covered after 3 hour delay Cruise and tour only	$1,000 per person Covered after 3 hour delay Cruise and tour only	$1,500 per person Covered after 3 hour delay Cruise and tour only
Accidental Death
24 Hour AD&D	$10,000 per person	$25,000 per person	$50,000 per person
Flight Only AD&D	$25,000 per person	$50,000 per person	$100,000 per person
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss
Sports Equipment Delay	No coverage	No coverage	$1,000 per person
Sports Weather Loss	No coverage	No coverage	Lost Skier Days and Lost Golf Rounds coverage
Sports Fees	Included in Cancellation & Interruption	Included in Cancellation & Interruption	Included in Cancellation & Interruption
Other Benefits
Rental Car Damage	No coverage	Optional coverage	Optional coverage
Money Back Guarantee	Free look up to 10 days after purchase	Free look up to 10 days after purchase	Free look up to 10 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided
Identity Theft	Covered	Covered	Covered
Additional Benefits	Concierge Services Coverage	Concierge Services Coverage	Concierge Services Coverage