Overview

AXA Assistance USA offers three comprehensive policies on Squaremouth, all underwritten by Nationwide Mutual Insurance Company. Their Platinum plan is the most popular and offers up to $250,000 in medical coverage along with the best baggage protection available on the marketplace.

Trips Protected
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SINCE 2015
79,661
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AVG. MONTH
147
Total Reviews
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SINCE 2015
1,066
Detailed Rating
Customer Service Before Trip
4.32/5
Customer Service During Trip
3.61/5
Customer Service During Claim
3.7/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

  • 5
    649
  • 4
    207
  • 3
    90
  • 2
    49
  • 1
    71
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  • AXA Assistance USA policy: Platinum

    We haven’t heard anything back about our claim. We are waiting for any information. I’ve sent emails asking the status and none will return our emails. Could someone please contact us about it.

    James A from AK
    Review Received: March 5, 2026
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    AXA Assistance USA policy: Gold

    Terrible experience
    Did contact your Zero complaint team
    Very polite, responsive and professional
    But they had no influence over AXA
    Simple issue
    Trip to Cuba, cancelled by travel company. AXA refused any claim saying it was not covered
    Really?
    Trip cancellation not covered?
    Never again
    And even getting AXA to respond at all required Squaremouth to intervene
    DON’T USE AXA

    Joel from CA
    Review Received: March 1, 2026
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    AXA Assistance USA policy: Platinum

    I previously had a travel claim with Tinleg and they were extremely resposive and quick to resolve the claim. With AXA I am being made to run from pillar to post. I sent an email on Feb 6 with all receipts etc. and there was no response. So I called them yesterday and they said they are awaiting a claim form from me. I am surprised nobody reached out to me to seek this and I had to follow up!

    Sreekanth from WA
    Review Received: February 26, 2026
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    AXA Assistance USA policy: Platinum

    I called AXA when it became clear that I could not travel to Cuba, not because I was ill but because of Pres Trump’s interference in Venezuela and Cuba. I asked to cancel my insurance and they refused. They said if I planned another trip by the date I was supposed to go to Cuba I could use it for that. That was too fast for me to plan. So I lost the money for the insurance. I will not use them again.

    Maryanne from NY
    Review Received: February 13, 2026
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    Response from AXA Assistance USA

    We’re sorry you were disappointed. When you contacted us, your policy was outside the 10-day free-look cancellation period; however, we did offer a one-time courtesy option to transfer your coverage to a new trip within the original policy travel dates. We understand that travel plans can change unexpectedly and appreciate the opportunity to clarify how the coverage rules applied in this situation.

    AXA Assistance USA policy: Platinum

    I had to go to see a dentist when I was in Florence Italy. Tooth 19 had to be removed because it all of a sudden caused alot of pain. Also tooth 20 had started to give me discomfort during the flight to Italy. It was full of decay and the dentist found it necessary to treat it to avoid further complications and infection. AXA will reimburse me for the extraction but not for the tooth treatment 20 which was necessary . I wonder why I would not get reimbursed for this part.

    Ursula from CA
    Review Received: January 31, 2026
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    1 out of 1 people found this review helpful

    Review Updated: 02/28/2026

    I got reimbursed for the extraction of a tooth. I thought that cleaning out and replacing a filling ( my tooth caused me discomfort and the X-rays showed that there was an
    infection going on) would be covered but it was denied. I understand there are lots of limitations regarding dental coverage. But time response of AXA was acceptable.

    AXA Assistance USA policy: Platinum

    I canceled my travel but I was told I couldn't get my money back.
    And i had canceled the rrip in May 2025.

    Patricia from NY
    Review Received: December 20, 2025
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    AXA Assistance USA policy: Platinum

    I will be submitting the claim for the lower back injury that required a CT scan while in Santiago Chile.

    Sam Johnston

    Sam Johnston. from FL
    Review Received: November 12, 2025
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    Review Updated: 12/10/2025

    Excellent handling of claim, from start to finish.

    Response from AXA Assistance USA

    Hi Sam,
    Thank you for informing us about your claim for the lower back injury requiring a CT scan in Santiago, Chile.
    If you need any additional information regarding your policy, contact us at 855-327-1441 or email us at AXATravelinsurance@axa-assistance.us.
    Otherwise, you can expect to hear from our team once your claim is reviewed.
    Wishing you a smooth process and a speedy recovery.
    Best regards,
    AXA Support

    AXA Assistance USA policy: Platinum

    We just submitted our claim. AXA was not helpful.

    Barry from MN
    Review Received: November 4, 2025
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    1 out of 1 people found this review helpful
    Response from AXA Assistance USA

    Hi Barry,
    Thank you for sharing details about your interactions with us. I understand you requested documents, information about a trip increase, and had a question about a bicycle tour.
    We apologize for any inconvenience caused and appreciate your feedback. Since we haven't heard from you since, please feel free to reach out at 855-327-1441 if you have any further questions or need clarification. Your feedback is important, and we want to ensure your experience with us is positive.
    Best regards,
    AXA Support

    AXA Assistance USA policy: Platinum

    I will be sending you additional information regarding my medical situation while traveling abroad as requested.

    James from MO
    Review Received: October 27, 2025
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    Response from AXA Assistance USA

    Hi James,
    Thank you for the update and for taking the time to send the additional information. Safe travels, and please don’t hesitate to reach out if you have any questions in the meantime.

    AXA Assistance USA policy: Platinum

    i like the fact that AXA was recognized as a well-known insurance company in Spain. I was able to talk to a live person in customer service without delay. She made me feel confident that my claim would get appropriate attention.

    Bonnie from WI
    Review Received: October 20, 2025
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    Review Updated: 11/17/2025

    Process was a bit intimidating, but was completed satisfactorily and in a reasonable amount of time.

    Response from AXA Assistance USA

    Thank you for sharing your experience with us.
    We’re glad to hear that connecting with one of our licensed travel insurance agents was quick and reassuring, and that you felt confident your claim would be handled with care.
    We appreciate your trust in AXA.