Plan details for the iTravelInsured 365 Travel Medical Program Policy

iTravelInsured iTravelInsured

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Plan Name 365 Travel Medical Program
  Certificate
Ratings
AM Best Rating Underwritten by Sirius America Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 10/04/2013

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

No coverage

Trip Interruption

No coverage

Hurricane & Weather

No coverage

Terrorism

No coverage

Financial Default

No coverage

Employment Layoff

No coverage

Cancel For Medical Reasons

No coverage

Cancel For Work Reasons

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

$10,000 per person
Secondary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 60 days

Co-Insurance

No Co-Insurance

Medical Deductible

No Medical Deductible

Home Country Coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

$35,000 per person

Non-Medical Evacuation

No coverage

Loss or Delay
Travel Delay

No coverage

Baggage Delay

No coverage

Baggage & Personal Items Loss

No coverage

Missed Connection

No coverage

Accidental Death
24 Hour AD&D

No coverage

Flight Only AD&D

No coverage

Common Carrier AD&D

No coverage

Sports
Hazardous Sports

No coverage

Sports Equipment & Fees

No coverage

Amateur Sports

No coverage

Other Benefits
Rental Car Damage

No coverage

Money Back Guarantee

Up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

Additional Benefits

No coverage

Identity Theft

No coverage

Renewable Policy

Not renewable

Maximum Trip Length

31 days per trip

Maximum Number of Trips

No limit

All Events Upgrade

No coverage