IMG
IMG

Listed are all policies offered by IMG. You can compare coverages, and review policy's certificates.

Compare policies offered by IMG

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IMG
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IMG
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IMG
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IMG
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IMG
Policy Name Patriot America

Certificate
Patriot International

Certificate
Patriot Multi-Trip America

Certificate
Patriot Multi-Trip International

Certificate
Patriot America Plus

Certificate
Ratings
AM Best Rating Underwritten By:
Sirius International Ins. Corp

AM Best Rating Of:
A (Excellent)

Effective As Of:
07/01/2016

Verify Rating at
www.ambest.com
Underwritten By:
Sirius International Ins. Corp

AM Best Rating Of:
A (Excellent)

Effective As Of:
07/01/2016

Verify Rating at
www.ambest.com
Underwritten By:
Sirius International Ins. Corp

AM Best Rating Of:
A (Excellent)

Effective As Of:
07/01/2016

Verify Rating at
www.ambest.com
Underwritten By:
Sirius International Ins. Corp

AM Best Rating Of:
A (Excellent)

Effective As Of:
07/01/2016

Verify Rating at
www.ambest.com
Underwritten By:
Sirius International Ins. Corp

AM Best Rating Of:
A (Excellent)

Effective As Of:
07/01/2016

Verify Rating at
www.ambest.com
Zero Complaint Guarantee


This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

No coverage

No coverage

No coverage

No coverage

No coverage

Trip Interruption

$5,000 per person
Return transportation only

$5,000 per person
Return transportation only

$5,000 per person
Return transportation only

$5,000 per person
Return transportation only

$5,000 per person
Return transportation only

Medical
Emergency Medical

$50,000 per person
Secondary coverage

$50,000 per person
Secondary coverage

$1,000,000 per person
Secondary coverage

$1,000,000 per person
Secondary coverage

$50,000 per person
Secondary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 3 years

$20,000 per person Emergency Medical for Unexpected Recurrence age 64 and under
$2,500 per person Emergency Medical Unexpected Recurrence age 65 and over

$5,000 per person Emergency Medical for Unexpected Recurrence

$5,000 per person Emergency Medical for Unexpected Recurrence

Covered

Co-Insurance

Plan pays 100% after deductible

Plan pays 100% after deductible outside USA or Canada

Plan pays 90% of first $5,000 in PPO Network then 100%
Plan pays 80% of first $5,000 outside PPO Network then 100%

Plan pays 100% after deductible outside USA or Canada

Plan pays 100% after deductible outside USA or Canada

Medical Deductible

$250 per person

$250 per person

$250 per occurrence

$250 per occurrence

$250 per person

Home Country Coverage

14 days

14 days

No coverage

No coverage

14 days

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

$500,000 per person
Pre-Existing Condition limit $25,000 per person

$1,000,000 per person
Pre-Existing Condition limit $25,000 per person

$1,000,000 per person
Pre-Existing Condition limit $25,000 per person

$500,000 per person

Non-Medical Evacuation

$10,000 per person

$10,000 per person

$10,000 per person

$10,000 per person

$10,000 per person

Loss or Delay
Baggage & Personal Items Loss

$250 per person
$50 per item
Checked luggage only

$250 per person
$50 per item
Checked luggage only

$250 per person
$50 per item
Checked luggage only

$250 per person
$50 per item
Checked luggage only

$250 per person
$50 per item
Checked luggage only

Accidental Death
24 Hour AD&D

$25,000 per person

$25,000 per person

$25,000 per person

$25,000 per person

$25,000 per person

Common Carrier AD&D

$50,000 per person
$250,000 policy limit

$50,000 per person
$250,000 policy limit

$50,000 per person
$250,000 policy limit

$50,000 per person
$250,000 policy limit

$50,000 per person
$250,000 policy limit

Other Benefits
Money Back Guarantee

Free look up to the day before effective date

Free look up to the day before effective date

Free look up to the day before effective date

Free look up to the day before effective date

Free look up to the day before effective date

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Identity Theft

$500 per person

$500 per person

$500 per person

$500 per person

$500 per person

Renewable Policy

Renewable up to 24 months

Renewable up to 24 months

Not renewable

Not renewable

Renewable up to 24 months

Maximum Trip Length

Not applicable

Not applicable

30 days per trip

30 days per trip

Not applicable

Maximum Number of Trips

Not applicable

Not applicable

No limit

No limit

Not applicable

Multi-Award Winning Customer Service

Squaremouth’s out-of-the-box approach to customer service was recognized internationally in 2017, earning a Gold Stevie Award for Customer Service Department of the Year. This was Squaremouth’s first international Stevie and fourth customer service award overall.

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Customer Service is Everybody’s Job

“Customer service is not a department, and Squaremouth knows it. Every employee spends time on the phone with customers.” New York Times and Wall Street Journal best-selling author, Shep Hyken, explains four core components of Squaremouth’s exceptional customer service.

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$1,000 tips shine a light on service

Squaremouth, a company that puts a focus on how to treat customers, rewards 20 who do the same.

BY KATHERINE SNOW SMITH
Times Staff Writer

See what happened

One of America’s Best Workplaces

Squaremouth is consistently recognized, both locally and nationally, as one of the best places to work. Fortune Magazine named Squaremouth one of America’s Best Small Workplaces and the No. 2 Best Workplace for Women in the nation.

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