IMG

Squaremouth offers 6 policies from IMG. Below, you can compare all 6 policies and review each policy’s certificate.

Provider & Policy
iTravelInsured Travel Lite
Certificate
iTravelInsured Travel SE
Certificate
iTravelInsured Travel LX
Certificate
iTravelInsured Travel LX Basic
Certificate
iTravelInsured Travel Sport
Certificate
iTravelInsured Travel Essential
Certificate
Ratings
AM Best Rating Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 07/14/2021

Verify this rating at www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 07/14/2021

Verify this rating at www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 07/14/2021

Verify this rating at www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 07/14/2021

Verify this rating at www.ambest.com
Underwritten by Sirius America Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 03/03/2021

Verify this rating at www.ambest.com
Underwritten by Sirius America Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 03/03/2021

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

125% of the trip cost

150% of the trip cost

150% of the trip cost

150% of the trip cost

125% of the trip cost

125% of the trip cost

Hurricane & Weather

Common carrier delay for 6 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

Common carrier delay for 6 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

Common carrier delay for 6 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

Common carrier delay for 6 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

Common carrier delay for 6 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic if purchased within 21 days of deposit

Covered for foreign and domestic if purchased within 21 days of deposit

Financial Default

Covered after 30 day wait if purchased within 20 days of trip deposit

Covered after 30 day wait if purchased within 20 days of trip deposit

Covered after 30 day wait

Covered after 30 day wait

Covered after 14 day wait if purchased within 21 days of trip deposit

Covered after 14 day wait if purchased within 21 days of trip deposit

Employment Layoff

Covered after 14 day wait
If employed for 1 continuous year

Covered after 14 day wait
If employed for 1 continuous year

Covered after 14 day wait
If employed for 1 continuous year

Covered after 14 day wait
If employed for 1 continuous year

Covered after 30 day wait
If employed for 1 continuous year

No coverage

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

75% of trip cost if purchased within 20 days of trip deposit

No coverage
This benefit is separate from Trip Cancellation

No coverage

No coverage

Interruption For Any Reason

No coverage

No coverage

75% of trip cost if purchased before the final trip payment
Covered 48 hours after departure

No coverage

No coverage

No coverage

Medical
Medical Coverage for Covid-19

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

No coverage

Emergency Medical

$100,000 per person
Secondary coverage

$250,000 per person
Primary coverage

$500,000 per person
Primary coverage

$500,000 per person
Primary coverage

$250,000 per person
Secondary coverage

No coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 60 days

Covered if purchased within 20 days of trip deposit

Covered if policy purchased before the final trip payment

Covered if policy purchased before the final trip payment

Covered if purchased within 21 days of trip deposit

Covered if purchased within 21 days of trip deposit

Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

$500,000 per person

$1,000,000 per person

$1,000,000 per person

$1,000,000 per person

No coverage

Non-Medical Evacuation

No coverage

No coverage

$50,000 per person

$50,000 per person

$150,000 per person

No coverage

Loss or Delay
Extension Of Coverage

Coverage can extend up to 10 days
Coverage for medical quarantine included

Coverage can extend up to 10 days
Coverage for medical quarantine included

Coverage can extend up to 10 days
Coverage for medical quarantine included

Coverage can extend up to 10 days
Coverage for medical quarantine included

Coverage can extend up to 10 days
Coverage for medical quarantine included

Coverage can extend up to 10 days
Coverage for medical quarantine included

Travel Delay

$500 per person
$125 daily limit
Covered after 12 hour delay

$2,000 per person
$125 daily limit
Covered after 12 hour delay

$2,500 per person
$250 daily limit
Covered after 6 hour delay

$2,500 per person
$250 daily limit
Covered after 6 hour delay

$5,000 per person
$250 daily limit
Covered after 6 hour delay

$2,000 per person
$250 daily limit
Covered after 12 hour delay

Baggage Delay

$150 per person
Covered after 24 hour delay

$250 per person
Covered after 12 hour delay

$500 per person
Covered after 12 hour delay

$500 per person
Covered after 12 hour delay

$750 per person
$100 daily limit
Covered after 9 hour delay

No coverage

Baggage & Personal Items Loss

$750 per person
$250 per item

$1,500 per person
$250 per item

$2,500 per person
$250 per item

$2,500 per person
$250 per item

$3,000 per person
$250 per item

No coverage

Missed Connection

No coverage

$500 per person
Covered after 6 hour delay

$500 per person
Covered after 3 hour delay

$500 per person
Covered after 3 hour delay

No coverage

No coverage

Accidental Death
Flight Only AD&D

No coverage

No coverage

No coverage

No coverage

No coverage

$10,000 per person

Common Carrier AD&D

No coverage

$25,000 per person

$100,000 per person

$100,000 per person

$25,000 per person

No coverage

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

No coverage

Sports Equipment Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

No coverage

Sports Equipment Delay

No coverage

No coverage

$2,000 per person

$2,000 per person

$5,000 per person

No coverage

Search & Rescue

No coverage

No coverage

$10,000 per person

$10,000 per person

$50,000 per person

No coverage

Sports Fees

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Other Benefits
Rental Car Damage

No coverage

$40,000 policy limit

$40,000 policy limit

$40,000 policy limit

No coverage

No coverage

Money Back Guarantee

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided