IMG

IMG Patriot America Plus

Provider: IMG

Plan: Patriot America Plus

Certificate: View Certificate

Zero Complaint Guarantee:
This provider complies with Squaremouth's Zero Complaint Guarantee

Summary of Policy Benefits

Cancellation

  • Trip Cancellation: No coverage
  • Trip Interruption: $10,000 policy limit
  • Hurricane & Weather: Accommodation made uninhabitable, Must be purchased before storm is named
  • Cancel For Medical Reasons: Included in Trip Interruption

Medical

  • Medical Coverage for Covid-19: Included in Emergency Medical
  • Emergency Medical: $50,000 policy limit, Secondary coverage
  • Pre-Existing Condition: Covered for Acute Onset of Pre-Existing Conditions
  • Co-Insurance: Plan pays 100% in PPO network, Plan pays 80% outside PPO network
  • Medical Deductible: $250 per person
  • Home Country Coverage: 14 days

Evacuation

  • Medical Evacuation & Repatriation: $1,000,000 policy limit, Pre-Existing Condition limit $25,000 per policy
  • Non-Medical Evacuation: $25,000 policy limit

Loss or Delay

  • Baggage & Personal Items Loss: $500 per occurrence, $50 per item, Checked luggage only

Accidental Death

  • 24 Hour AD&D: $50,000 policy limit
  • Common Carrier AD&D: $100,000 per adult, $25,000 per child, $250,000 policy limit

Sports

  • Sports & Activities: Covered, Limitations apply

Other Benefits

  • Money Back Guarantee: Free look up to 3 days after purchase
  • 24 Hour Assistance Service: 24 hour assistance provided
  • Identity Theft: $500 per person
  • Renewable Policy: Renewable up to 24 months