This insurance plan is currently unavailable on Squaremouth
$50,000 per person
This coverage pays in the event of death or dismemberment while you are traveling on any form of public transport.
Common Carrier Accidental Death & Dismemberment
Subject to the limitations stated below, We will cover Injury to You on a Covered Trip limited to riding as a passenger, getting in or out of, or being struck by a Common Carrier.
Description of Benefits and Limitations
If Your Injury results in a loss shown below within one year after an Accident causing the loss, We will pay a percentage of the Principal Sum shown on the Schedule of Benefits as follows:
|Loss of Life||100% of the Principal Sum|
|Loss of both Hands or both Feet or Sight of both Eyes||100% of the Principal Sum|
|Loss of one Hand and one Foot||100% of the Principal Sum|
|Loss of one Hand or one Foot and Sight of one Eye||100% of the Principal Sum|
|Loss of one Hand or one Foot or Sight of one Eye||50% of the Principal Sum|
“Loss of Hand or Foot” means the complete and permanent severance through or above the wrist or ankle joint.
“Loss of Sight” means the total and permanent loss of entire sight. Such loss correctable by surgery or lenses is not considered total and permanent.
“Principal Sum” means the limit as specified in the Schedule of Benefits.
If You suffer more than one loss from any one Accident, We will pay only one amount which is determined to be the highest benefit payable not to exceed the Principal Sum.
Exposure and Disappearance
We will pay the appropriate percentage of the Principal Sum if You are exposed to the elements due to a covered Accident and You sustain a loss for which a benefit would otherwise be paid.
We will presume death due to an Injury to You if Your body is not found within one year from the date of a Common Carrier Accident, in which You were a passenger.