Reviews, Sales, and Service Ratings for
Tin Leg

I valued the security of traveling with insurance. And am grateful I didn’t happen to need to “use” it. Thanks for making it easy to acquire the insurance in the first place.

Travel frequently throughout the year and use travel insurance. Thought we would try Tinleg on one. Trip provider went out of business. Tried to use Tinleg insurance to get deposit back. Claim was denied. And it wasn’t a big claim - $500 (insurance cost $500 so a wash). Basically the insurance was worthless when we purchased it. When I asked the agent why I was sold insurance that would I would never be able to use, I got a form letter. Will never use Tinleg again.

I had to cancel a 20 day trip to Egypt/Jordan because of a serious illness with my mother. I was very happy with the courteous and quick service of Tin Leg. I had a telephone interview with an agent, Taniyah Green, who was very respectful. After I had submitted all of the required documentation, I received a full refund within 10 days. Thank you!

This is probably the first time I’ve ever written a review, but I felt compelled to because this whole experience has made me so angry and others need to know….
I would NOT recommend using this company. From beginning to end, the claims process has been a living ****:
1) they don't call when they say they are going to call you
2) they ask you to submit paperwork, sit on it for a couple of weeks, and then request additional paperwork, then sit on it more, and then ask for the same paperwork again
3) once you think you've provided everything, they again sit on things for a couple more weeks and then they tell you that the files you’ve uploaded aren't in the correct format
4) finally, I had to be proactive and contact the claims adjuster and it's just more of the same, but with a human ignoring you vs. dealing with a portal
5) after months of dragging their feet, constantly asking for additional documents that have already been submitted, saying they tried to call you back, but your voicemail didn't pick up, saying they didn’t receive email attachments...then ABSOLUTELY NOTHING still happens
6) I finally, had to do the "give me your supervisor's name and number" thing, which I hated doing
So after 5 months of dealing with delays, dishonesty (dare of say lies?), and incompetence, I finally got my claim check. Don’t be fooled by the positive reviews because these people most likely never had to file a claim. Honestly, I think most folks just give up, but I'm meticulous, organized, and have a flexible enough schedule where I could take this "part-time" job on. What a colossal waste of time jumping through all these hoops. I couldn't imagine a company doing a worse job. They should be ashamed of themselves. Simply put they are the absolute worst and I wouldn’t wish this experience on my worst enemy.

The trip was canceled by the operator in January. I sent in the forms and was told by my then claims agent that what I sent in was sufficient. I recieved no response for several months and called back on April 13 and got a new claims agent (Kandace Tate) She sent an email saying my claim had been forwarded to be reviewed and I would hear in 7-10 days. No response. Called on Sep 8 ans was told (by Sharice) that agent (Kandace) or her manager (Marcus) were super busy and not available and she would call me within 5 business days,
Sep 26 - called again and talked to Sandy. She said she would reach out to Kandace and have her send me something. It is now November and I have heard nothing. In my opinion Tin Leg is garbage. I will not use them again if I have any choice in the matter.

Our trip was cancelled due to Covid.
We have 3 policies with SquareMouth and all three policies received the same information.
Our policies are for over $1000 of travel insurance for airline carriers, British Air and Finn Air.

We submitted all of the same information for each claim.
As mentioned in our claim, we have tried multiple times to contact Finn Air with no response. Upon finally speaking in person (extremely rude people) we also had live chat dialog that we provided with our claim. We filled out the forms required and Finn Air still remains unresponsive to our request for them to simply sign a form stating that they have NOT provided us any refund. The refund was a mere $60.
Without this paperwork, TinLeg (through Broadspire), cancelled my claim worth over $1000 because the horrible airline has not responded and the documentation we have provided was insufficient.

YOU cancelled our over $1000 claim because you say that you have not heard from me. We've done everything we could to obtain the required documentation from an airline who cares NOTHING about its customers....and you have TREATED US exactly the same way.
Squaremouth/TinLeg/Broadspire, thank you for requiring me to now how to seek an attorney to deal with YOU and a horrible airline.
Thank you for showing how worthless your product and service is.

Hello, thank you for notifying us of this issue. We apologize for the inconvenience and frustration you have experience as a result of having to cancel your trip. Unfortunately, it is industry standard for underwriters to require both proof of cancelation, as well as documentation confirming any applicable refunds that were accepted or denied. This is necessary in order for our claims adjusters to determine how much you are eligible to be reimbursed for. However, we have opened a Zero Complaint case to investigate your claim and determine how we can move forward. You should have received an email to schedule a time to speak to a licensed member of our team. Thank you again for taking the time to make us aware of your situation.

We purchased travel insurance specifically with Covid coverage. We tested positive outside of the country and could not return as planned. We filed a claim immediately. They said to keep all receipts. They then punted us to some third party called Broadspire. I uploaded all documents as requested upon our return. I have yet to hear anything back despite multiple attempts to contact them by phone and email. I reached out to Tin Leg who said they contacted Broadspire on my behalf, but still nothing.

Awful experience so far, am unsure we'll ever recoup our costs (which Tin Leg said on the phone while we were out of the country would be no problem), and now feel like I wasted money on even getting the travel insurance.

I submitted a claim on January 26th. It is a simple claim, for a fairly inexpensive trip. I contracted COVID while I was away. Tin Leg assigned the claim responsibility to Broadspire and they keep asking me for documentation that I have already submitted an explanation for. I cannot get any answers from them. Every time I call I get the runaround. Last time, the very nice woman told me she would send an urgent email to the person in charge of my claim and his manager. Two weeks later....nothing. This type of business practice borders on being fraudulent.

Horrible - Tin Leg assigned claim responsibility to Affinity and they will not respond to claim status. I cannot get any answers from Tin Leg or Affinity and Tin Leg Claims only puts you in voicemail. This type of business practice borders on being fraudulent.