Squaremouth offers 4 policies from Travel Insured International. Below, you can compare all 4 policies and review each policy’s certificate.
| Provider & Policy |
Worldwide Trip Protector Plus
Certificate
|
Worldwide Trip Protector
Certificate
|
Worldwide Trip Protector Edge
Certificate
|
FlexiPAX
Certificate
|
|---|---|---|---|---|
| AM Best Rating |
Underwritten by United States Fire Insurance Company AM Best's Rating of A (Excellent) Effective as of: 08/15/2024 Verify this rating at www.ambest.com |
Underwritten by United States Fire Insurance Company AM Best's Rating of A (Excellent) Effective as of: 08/15/2024 Verify this rating at www.ambest.com |
Underwritten by United States Fire Insurance Company AM Best's Rating of A (Excellent) Effective as of: 08/15/2024 Verify this rating at www.ambest.com |
Underwritten by United States Fire Insurance Company AM Best's Rating of A (Excellent) Effective as of: 08/15/2024 Verify this rating at www.ambest.com |
| Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
| Cancel for Covid-19 Sickness |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
| Trip Cancellation |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
| Trip Interruption |
150% of the trip cost |
150% of the trip cost |
100% of the trip cost |
150% of the trip cost |
| Hurricane & Weather |
Common carrier delay for 24 hours
|
Common carrier delay for 6 hours
|
Common carrier delay for 6 hours
|
Common carrier delay for 12 hours
|
| Terrorism |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
| Financial Default |
Covered after 14 day wait if purchased within 21 days of trip deposit |
Covered after 14 day wait |
No coverage |
Covered after 14 day wait |
| Employment Layoff |
Covered
|
Covered
|
Covered after 1 day wait
|
Covered after 1 day wait
|
| Cancel For Medical Reasons |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
| Cancel For Work Reasons |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Optional coverage |
Optional coverage |
| Cancel For Any Reason |
75% of trip cost if purchased within 21 days of trip deposit |
Optional coverage
|
Unavailable |
Optional coverage
|
| Interruption For Any Reason |
75% of trip cost
|
Optional coverage
|
No coverage |
Optional coverage
|
| Medical Coverage for Covid-19 |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
| Emergency Medical |
$100,000 per person
|
$100,000 per person
|
$10,000 per person
|
$100,000 per person
|
| Pre-Existing Condition |
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 14 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
| Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
| Medical Evacuation & Repatriation |
$1,000,000 per person |
$1,000,000 per person |
$100,000 per person |
$500,000 per person |
| Non-Medical Evacuation |
No coverage |
$150,000 per person |
No coverage |
$50,000 per person |
| Extension Of Coverage |
No coverage |
No coverage |
No coverage |
Coverage can extend up to 7 days
|
| Travel Delay |
$1,000 per person
|
$1,500 per person
|
$300 per person
|
$1,000 per person
|
| Baggage Delay |
$300 per person
|
$500 per person
|
$200 per person
|
$300 per person
|
| Baggage & Personal Items Loss |
$1,000 per person
|
$1,000 per person
|
$750 per person
|
$1,000 per person
|
| Missed Connection |
$500 per person
|
$500 per person
|
$300 policy limit
|
$500 per person
|
| 24 Hour AD&D |
$10,000 per person |
$10,000 per person |
No coverage |
$10,000 per person |
| Flight Only AD&D |
Optional coverage |
Optional coverage |
Optional coverage |
No coverage |
| Sports & Activities |
Covered
|
Covered
|
Covered
|
Covered
|
| Sports Equipment Loss |
Included in Baggage & Personal Items Loss |
No coverage |
No coverage |
No coverage |
| Sports Fees |
Included in Cancellation & Interruption |
No coverage |
No coverage |
No coverage |
| Rental Car Damage |
$50,000 policy limit |
Optional coverage |
Optional coverage |
Optional coverage |
| Money Back Guarantee |
Free look up to 14 days after purchase |
Free look up to 14 days after purchase |
Free look up to 14 days after purchase |
Free look up to 14 days after purchase |
| 24 Hour Assistance Service |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
| Identity Theft |
Covered |
Covered |
Covered |
Covered |
| Additional Benefits |
Concierge Services Coverage |
Concierge Services Coverage |
Concierge Services Coverage |
Concierge Services Coverage |
Insurance Providers
Additional Information