Travel Insured International

Squaremouth offers 4 policies from Travel Insured International. Below, you can compare all 4 policies and review each policy’s certificate.

Provider & Policy
Worldwide Trip Protector Plus
Certificate
Worldwide Trip Protector
Certificate
Worldwide Trip Protector Edge
Certificate
FlexiTrip
Certificate
Ratings
AM Best Rating Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 08/03/2023

Verify this rating at www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 08/03/2023

Verify this rating at www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 08/03/2023

Verify this rating at www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 08/03/2023

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

150% of the trip cost

150% of the trip cost

100% of the trip cost

150% of the trip cost

Hurricane & Weather

Common carrier delay for 24 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

Common carrier delay for 6 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

Common carrier delay for 6 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 12 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

Covered after 14 day wait if purchased within 21 days of trip deposit

Covered after 14 day wait

No coverage

Covered after 14 day wait

Employment Layoff

Covered
If employed for 1 continuous year

Covered
If employed for 1 continuous year

Covered after 1 day wait
If employed for 1 continuous year

Covered after 1 day wait
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Optional coverage

Optional coverage

Cancel For Any Reason

75% of trip cost if purchased within 21 days of trip deposit

Optional coverage
This benefit is separate from Trip Cancellation

No coverage

Optional coverage
This benefit is separate from Trip Cancellation

Interruption For Any Reason

75% of trip cost
Covered 72 hours after departure

Optional coverage
This benefit is separate from Trip Interruption

No coverage

Optional coverage
This benefit is separate from Trip Interruption

Medical
Medical Coverage for Covid-19

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Emergency Medical

$100,000 per person
Primary coverage

$100,000 per person
Primary coverage

$10,000 per person
Primary coverage

$100,000 per person
Primary coverage

Pre-Existing Condition

Covered if purchased within 21 days of trip deposit

Covered if purchased within 21 days of trip deposit

Covered if purchased within 14 days of trip deposit

Covered if purchased within 21 days of trip deposit

Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

Evacuation
Medical Evacuation & Repatriation

$1,000,000 per person

$1,000,000 per person

$100,000 per person

$500,000 per person

Non-Medical Evacuation

No coverage

$150,000 per person

No coverage

$50,000 per person

Loss or Delay
Extension Of Coverage

No coverage

No coverage

No coverage

Coverage can extend up to 7 days
Coverage for medical quarantine included

Travel Delay

$1,000 per person
$200 daily limit
Covered after 6 hour delay

$1,500 per person
$200 daily limit
Covered after 3 hour delay

$300 per person
$100 daily limit
Covered after 12 hour delay

$1,000 per person
$150 daily limit
Covered after 6 hour delay

Baggage Delay

$300 per person
Covered after 12 hour delay

$500 per person
Covered after 3 hour delay

$200 per person
Covered after 12 hour delay

$300 per person
Covered after 6 hour delay

Baggage & Personal Items Loss

$1,000 per person
$250 per item
$500 specific items limit

$1,000 per person
$250 per item
$500 specific items limit

$750 per person
$250 per item
$500 specific items limit

$1,000 per person
$250 per item

Missed Connection

$500 per person
Covered after 3 hour delay
Cruise and tour only

$500 per person
Covered after 3 hour delay
Cruise and tour only

$300 policy limit
Covered after 12 hour delay
Cruise and tour only

$500 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

$10,000 per person

$10,000 per person

No coverage

$10,000 per person

Flight Only AD&D

Optional coverage

Optional coverage

Optional coverage

No coverage

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Sports Equipment Loss

Included in Baggage & Personal Items Loss

No coverage

No coverage

No coverage

Sports Fees

Included in Cancellation & Interruption

No coverage

No coverage

No coverage

Other Benefits
Rental Car Damage

$50,000 policy limit

Optional coverage

Optional coverage

Optional coverage

Money Back Guarantee

Free look up to 14 days after purchase

Free look up to 14 days after purchase

Free look up to 14 days after purchase

Free look up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Identity Theft

Covered

Covered

Covered

Covered

Additional Benefits

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage