Provider & Policy |
Worldwide Trip Protector Plus
Certificate
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Worldwide Trip Protector
Certificate
|
Worldwide Trip Protector Edge
Certificate
|
FlexiTrip
Certificate
|
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Ratings | |||||
AM Best Rating |
Underwritten by United States Fire Insurance Company AM Best's Rating of A (Excellent) Effective as of: 08/03/2023 Verify this rating at www.ambest.com |
Underwritten by United States Fire Insurance Company AM Best's Rating of A (Excellent) Effective as of: 08/03/2023 Verify this rating at www.ambest.com |
Underwritten by United States Fire Insurance Company AM Best's Rating of A (Excellent) Effective as of: 08/03/2023 Verify this rating at www.ambest.com |
Underwritten by United States Fire Insurance Company AM Best's Rating of A (Excellent) Effective as of: 08/03/2023 Verify this rating at www.ambest.com |
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Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
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Cancellation | |||||
Cancel for Covid-19 Sickness |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
|
Trip Cancellation |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
|
Trip Interruption |
150% of the trip cost |
150% of the trip cost |
100% of the trip cost |
150% of the trip cost |
|
Hurricane & Weather |
Common carrier delay for 24 hours
|
Common carrier delay for 6 hours
|
Common carrier delay for 6 hours
|
Common carrier delay for 12 hours
|
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Terrorism |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
|
Financial Default |
Covered after 14 day wait if purchased within 21 days of trip deposit |
Covered after 14 day wait |
No coverage |
Covered after 14 day wait |
|
Employment Layoff |
Covered
|
Covered
|
Covered after 1 day wait
|
Covered after 1 day wait
|
|
Cancel For Medical Reasons |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
|
Cancel For Work Reasons |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Optional coverage |
Optional coverage |
|
Cancel For Any Reason |
75% of trip cost if purchased within 21 days of trip deposit |
Optional coverage
|
No coverage |
Optional coverage
|
|
Interruption For Any Reason |
75% of trip cost
|
Optional coverage
|
No coverage |
Optional coverage
|
|
Medical | |||||
Medical Coverage for Covid-19 |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
|
Emergency Medical |
$100,000 per person
|
$100,000 per person
|
$10,000 per person
|
$100,000 per person
|
|
Pre-Existing Condition |
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 14 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
|
Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
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Evacuation | |||||
Medical Evacuation & Repatriation |
$1,000,000 per person |
$1,000,000 per person |
$100,000 per person |
$500,000 per person |
|
Non-Medical Evacuation |
No coverage |
$150,000 per person |
No coverage |
$50,000 per person |
|
Loss or Delay | |||||
Extension Of Coverage |
No coverage |
No coverage |
No coverage |
Coverage can extend up to 7 days
|
|
Travel Delay |
$1,000 per person
|
$1,500 per person
|
$300 per person
|
$1,000 per person
|
|
Baggage Delay |
$300 per person
|
$500 per person
|
$200 per person
|
$300 per person
|
|
Baggage & Personal Items Loss |
$1,000 per person
|
$1,000 per person
|
$750 per person
|
$1,000 per person
|
|
Missed Connection |
$500 per person
|
$500 per person
|
$300 policy limit
|
$500 per person
|
|
Accidental Death | |||||
24 Hour AD&D |
$10,000 per person |
$10,000 per person |
No coverage |
$10,000 per person |
|
Flight Only AD&D |
Optional coverage |
Optional coverage |
Optional coverage |
No coverage |
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Sports | |||||
Sports & Activities |
Covered
|
Covered
|
Covered
|
Covered
|
|
Sports Equipment Loss |
Included in Baggage & Personal Items Loss |
No coverage |
No coverage |
No coverage |
|
Sports Fees |
Included in Cancellation & Interruption |
No coverage |
No coverage |
No coverage |
|
Other Benefits | |||||
Rental Car Damage |
$50,000 policy limit |
Optional coverage |
Optional coverage |
Optional coverage |
|
Money Back Guarantee |
Free look up to 14 days after purchase |
Free look up to 14 days after purchase |
Free look up to 14 days after purchase |
Free look up to 14 days after purchase |
|
24 Hour Assistance Service |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
|
Identity Theft |
Covered |
Covered |
Covered |
Covered |
|
Additional Benefits |
Concierge Services Coverage |
Concierge Services Coverage |
Concierge Services Coverage |
Concierge Services Coverage |
Insurance Providers
Additional Information