WorldTrips

Squaremouth offers 3 policies from WorldTrips. Below, you can compare all 3 policies and review each policy’s certificate.

Provider & Policy
Atlas Journey Economy
Certificate
Atlas Journey Preferred
Certificate
Atlas Journey Premier
Certificate
Ratings
AM Best Rating Underwritten by U.S. Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 12/14/2022

Verify this rating at www.ambest.com
Underwritten by U.S. Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 12/14/2022

Verify this rating at www.ambest.com
Underwritten by U.S. Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 12/14/2022

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

100% of the trip cost

150% of the trip cost

150% of the trip cost

Hurricane & Weather

Common carrier delay for 12 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 12 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 12 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

Covered after 14 day wait if purchased within 21 days of trip deposit

Covered after 14 day wait if purchased within 21 days of trip deposit

Covered after 14 day wait if purchased within 21 days of trip deposit

Employment Layoff

Covered after 30 day wait
If employed for 1 continuous year

Covered after 30 day wait
If employed for 1 continuous year

Covered after 30 day wait
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Any Reason

No coverage

Optional coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Interruption For Any Reason

No coverage

No coverage

Optional coverage
This benefit is separate from Trip Interruption

Medical
Medical Coverage for Covid-19

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Emergency Medical

$25,000 per person
Secondary coverage

$100,000 per person
Secondary coverage

$150,000 per person
Primary coverage

Pre-Existing Condition

Covered if purchased within 21 days of trip deposit

Covered if purchased within 21 days of trip deposit

Covered if purchased within 21 days of trip deposit

Evacuation
Medical Evacuation & Repatriation

$250,000 per person

$1,000,000 per person

$1,000,000 per person

Loss or Delay
Extension Of Coverage

Coverage can extend up to 30 days
Coverage for medical quarantine included

Coverage can extend up to 30 days
Coverage for medical quarantine included

Coverage can extend up to 30 days
Coverage for medical quarantine included

Travel Delay

$500 per person
$100 daily limit
Covered after 5 hour delay

$2,000 per person
$150 daily limit
Covered after 5 hour delay

$2,000 per person
$200 daily limit
Covered after 5 hour delay

Baggage Delay

$200 per person
Covered after 12 hour delay

$300 per person
Covered after 12 hour delay

$500 per person
Covered after 12 hour delay

Baggage & Personal Items Loss

$1,000 per person
$250 per item

$1,500 per person
$500 per item

$2,000 per person
$500 per item

Missed Connection

$500 per person
Covered after 3 hour delay

$1,500 per person
Covered after 3 hour delay

$2,000 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

$10,000 per person

$20,000 per person

$25,000 per person

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Sports Equipment Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Sports Fees

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Other Benefits
Rental Car Damage

Optional coverage

Optional coverage

Optional coverage

Money Back Guarantee

Free look up to 15 days after purchase

Free look up to 15 days after purchase

Free look up to 15 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided