Compare All Policies for WorldTrips

WorldTrips

Squaremouth offers 7 policies from WorldTrips. Below, you can compare all 7 policies and review each policy’s certificate.


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Provider & Policy	Atlas International excl US Certificate	Atlas America incl US Certificate	Atlas Premium International excl US Certificate	Atlas Premium America incl US Certificate	Atlas Journey Economy Certificate	Atlas Journey Preferred Certificate	Atlas Journey Premier Certificate
Ratings
AM Best Rating	Underwritten by Lloyd's AM Best's Rating of A (Excellent) Effective as of: 07/15/2022 Verify this rating at www.ambest.com	Underwritten by Lloyd's AM Best's Rating of A (Excellent) Effective as of: 07/15/2022 Verify this rating at www.ambest.com	Underwritten by Lloyd's AM Best's Rating of A (Excellent) Effective as of: 07/15/2022 Verify this rating at www.ambest.com	Underwritten by Lloyd's AM Best's Rating of A (Excellent) Effective as of: 07/15/2022 Verify this rating at www.ambest.com	Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 12/14/2022 Verify this rating at www.ambest.com	Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 12/14/2022 Verify this rating at www.ambest.com	Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 12/14/2022 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness	No coverage	No coverage	No coverage	No coverage	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	No coverage	No coverage	No coverage	No coverage	100% of the trip cost	100% of the trip cost	100% of the trip cost
Trip Interruption	$10,000 policy limit	$10,000 policy limit	$15,000 policy limit	$15,000 policy limit	100% of the trip cost	150% of the trip cost	150% of the trip cost
Hurricane & Weather	No coverage	No coverage	No coverage	No coverage	Common carrier delay for 12 hours Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 12 hours Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 12 hours Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	No coverage	No coverage	No coverage	No coverage	Covered for foreign and domestic	Covered for foreign and domestic	Covered for foreign and domestic
Financial Default	No coverage	No coverage	No coverage	No coverage	Covered after 14 day wait if purchased within 21 days of trip deposit	Covered after 14 day wait if purchased within 21 days of trip deposit	Covered after 14 day wait if purchased within 21 days of trip deposit
Employment Layoff	No coverage	No coverage	No coverage	No coverage	Covered after 30 day wait If employed for 1 continuous year	Covered after 30 day wait If employed for 1 continuous year	Covered after 30 day wait If employed for 1 continuous year
Cancel For Medical Reasons	No coverage	No coverage	No coverage	No coverage	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	No coverage	No coverage	No coverage	No coverage	No coverage	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Any Reason	No coverage	No coverage	No coverage	No coverage	No coverage	Optional coverage This benefit is separate from Trip Cancellation	Optional coverage This benefit is separate from Trip Cancellation
Interruption For Any Reason	No coverage	No coverage	No coverage	No coverage	No coverage	No coverage	Optional coverage This benefit is separate from Trip Interruption
Medical
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$50,000 per person Secondary coverage	$50,000 per person Secondary coverage	$50,000 per person Secondary coverage	$50,000 per person Secondary coverage	$10,000 per person Secondary coverage	$100,000 per person Secondary coverage	$150,000 per person Primary coverage
Pre-Existing Condition	$50,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence	$50,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence	$50,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence	$50,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence	Covered if purchased within 21 days of trip deposit	Covered if purchased within 21 days of trip deposit	Covered if purchased within 21 days of trip deposit
Co-Insurance	Plan pays 100% after deductible	Plan pays 100% after deductible	Plan pays 100% after deductible	Plan pays 100% after deductible	No Co-Insurance	No Co-Insurance	No Co-Insurance
Medical Deductible	$250 per person	$250 per person	$250 per person	$250 per person	No Medical Deductible	No Medical Deductible	No Medical Deductible
Home Country Coverage	30 days per 3 months	30 days per 3 months	30 days per 3 months	30 days per 3 months	No coverage	No coverage	No coverage
Evacuation
Medical Evacuation & Repatriation	$1,000,000 per person	$1,000,000 per person	$1,000,000 per person	$1,000,000 per person	$250,000 per person	$1,000,000 per person	$1,000,000 per person
Non-Medical Evacuation	$100,000 policy limit	$100,000 policy limit	$150,000 policy limit	$150,000 policy limit	No coverage	No coverage	No coverage
Loss or Delay
Extension Of Coverage	No coverage	No coverage	No coverage	No coverage	Coverage can extend up to 30 days Coverage for medical quarantine included	Coverage can extend up to 30 days Coverage for medical quarantine included	Coverage can extend up to 30 days Coverage for medical quarantine included
Travel Delay	$200 per person $100 daily limit Covered after 12 hour delay	$200 per person $100 daily limit Covered after 12 hour delay	$400 per person $200 daily limit Covered after 12 hour delay	$400 per person $200 daily limit Covered after 12 hour delay	$500 per person $100 daily limit Covered after 5 hour delay	$2,000 per person $150 daily limit Covered after 5 hour delay	$2,000 per person $200 daily limit Covered after 5 hour delay
Baggage Delay	No coverage	No coverage	No coverage	No coverage	$200 per person Covered after 12 hour delay	$300 per person Covered after 12 hour delay	$500 per person Covered after 12 hour delay
Baggage & Personal Items Loss	$1,000 per person $50 per item Checked luggage only	$1,000 per person $50 per item	$2,000 per person $50 per item Checked luggage only	$2,000 per person $50 per item Checked luggage only	$1,000 per person $250 per item	$1,500 per person $500 per item	$2,000 per person $500 per item
Missed Connection	No coverage	No coverage	No coverage	No coverage	$500 per person Covered after 3 hour delay	$1,500 per person Covered after 3 hour delay	$2,000 per person Covered after 3 hour delay
Accidental Death
24 Hour AD&D	$25,000 per adult $5,000 per child	$25,000 per adult $5,000 per child	$100,000 per adult $5,000 per child	$100,000 per adult $5,000 per child	$10,000 per person	$20,000 per person	$25,000 per person
Common Carrier AD&D	$50,000 per adult $10,000 per child	$50,000 per adult $10,000 per child	$100,000 per adult $10,000 per child	$100,000 per adult $10,000 per child	No coverage	No coverage	No coverage
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	No coverage	No coverage	No coverage	No coverage	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss
Sports Fees	No coverage	No coverage	No coverage	No coverage	Included in Cancellation & Interruption	Included in Cancellation & Interruption	Included in Cancellation & Interruption
Other Benefits
Rental Car Damage	No coverage	No coverage	No coverage	No coverage	Optional coverage	Optional coverage	Optional coverage
Money Back Guarantee	Free look up to the day before effective date	Free look up to the day before effective date	Free look up to the day before effective date	Free look up to the day before effective date	Free look up to 15 days after purchase	Free look up to 15 days after purchase	Free look up to 15 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided

Insurance Providers

AXA Assistance USA

Azimuth Risk Solutions, LLC

CSA Travel Protection

Dogtag

Global Underwriters

HTH Travel Insurance

Nationwide Mutual Insurance Company

Seven Corners

Trawick International

TripAssure

WorldTrips

Additional Information