Squaremouth offers 10 policies from WorldTrips. Below, you can compare all 10 policies and review each policy’s certificate.
| Provider & Policy |
Atlas International excl US
Certificate
|
Atlas America incl US
Certificate
|
Atlas Premium International excl US
Certificate
|
Atlas Premium America incl US
Certificate
|
Atlas Journey Economy
Certificate
|
Atlas Journey Preferred
Certificate
|
Atlas Journey Premier
Certificate
|
Escape
Certificate
|
Explore
Certificate
|
Elevate
Certificate
|
|---|---|---|---|---|---|---|---|---|---|---|
| AM Best Rating |
Underwritten by TMHCC (CI) Insurance SPC Ltd. Not currently rated by AM Best |
Underwritten by TMHCC (CI) Insurance SPC Ltd. Not currently rated by AM Best |
Underwritten by TMHCC (CI) Insurance SPC Ltd. Not currently rated by AM Best |
Underwritten by TMHCC (CI) Insurance SPC Ltd. Not currently rated by AM Best |
Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 11/08/2024 Verify this rating at www.ambest.com |
Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 11/08/2024 Verify this rating at www.ambest.com |
Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 11/08/2024 Verify this rating at www.ambest.com |
Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 11/08/2024 Verify this rating at www.ambest.com |
Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 11/08/2024 Verify this rating at www.ambest.com |
Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 11/08/2024 Verify this rating at www.ambest.com |
| Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
| Cancel for Covid-19 Sickness |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
| Trip Cancellation |
No coverage |
No coverage |
No coverage |
No coverage |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
| Trip Interruption |
$10,000 policy limit |
$10,000 policy limit |
$15,000 policy limit |
$15,000 policy limit |
100% of the trip cost |
150% of the trip cost |
150% of the trip cost |
125% of the trip cost |
150% of the trip cost |
150% of the trip cost |
| Hurricane & Weather |
No coverage |
No coverage |
No coverage |
No coverage |
Common carrier delay for 12 hours
|
Common carrier delay for 12 hours
|
Common carrier delay for 12 hours
|
Common carrier delay for 12 hours
|
Common carrier delay for 12 hours
|
Common carrier delay for 12 hours
|
| Terrorism |
No coverage |
No coverage |
No coverage |
No coverage |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
| Financial Default |
No coverage |
No coverage |
No coverage |
No coverage |
Covered after 14 day wait if purchased within 21 days of trip deposit |
Covered after 14 day wait if purchased within 21 days of trip deposit |
Covered after 14 day wait if purchased within 21 days of trip deposit |
No coverage |
Covered after 14 day wait if purchased within 21 days of trip deposit |
Covered after 14 day wait if purchased within 21 days of trip deposit |
| Employment Layoff |
No coverage |
No coverage |
No coverage |
No coverage |
Covered after 30 day wait
|
Covered after 30 day wait
|
Covered after 30 day wait
|
Covered after 30 day wait
|
Covered after 30 day wait
|
Covered after 30 day wait
|
| Cancel For Medical Reasons |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
| Cancel For Work Reasons |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
No coverage |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
| Cancel For Any Reason |
Unavailable |
Unavailable |
Unavailable |
Unavailable |
Unavailable |
Optional coverage
|
Optional coverage
|
Unavailable |
Optional coverage
|
Optional coverage
|
| Interruption For Any Reason |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Optional coverage
|
No coverage |
No coverage |
No coverage
|
| Medical Coverage for Covid-19 |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
| Emergency Medical |
$50,000 per person
|
$50,000 per person
|
$50,000 per person
|
$50,000 per person
|
$10,000 per person
|
$100,000 per person
|
$150,000 per person
|
$50,000 per person
|
$150,000 per person
|
$250,000 per person
|
| Pre-Existing Condition |
Covered for Acute Onset of Pre-Existing Conditions
|
Covered for Acute Onset of Pre-Existing Conditions
|
Covered for Acute Onset of Pre-Existing Conditions
|
Covered for Acute Onset of Pre-Existing Conditions
|
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 14 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
| Co-Insurance |
Plan pays 100% after deductible |
Plan pays 100% after deductible |
Plan pays 100% after deductible |
Plan pays 100% after deductible |
No Co-Insurance |
No Co-Insurance |
No Co-Insurance |
No Co-Insurance |
No Co-Insurance |
No Co-Insurance |
| Medical Deductible |
$250 per person |
$250 per person |
$250 per person |
$250 per person |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
| Medical Evacuation & Repatriation |
$1,000,000 per person |
$1,000,000 per person |
$1,000,000 per person |
$1,000,000 per person |
$250,000 per person |
$1,000,000 per person |
$1,000,000 per person |
$250,000 per person |
$750,000 per person |
$1,000,000 per person |
| Non-Medical Evacuation |
$100,000 policy limit |
$100,000 policy limit |
$150,000 policy limit |
$150,000 policy limit |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
| Extension Of Coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Coverage can extend up to 30 days
|
Coverage can extend up to 30 days
|
Coverage can extend up to 30 days
|
Coverage can extend up to 30 days
|
Coverage can extend up to 30 days
|
Coverage can extend up to 30 days
|
| Travel Delay |
$200 per person
|
$200 per person
|
$400 per person
|
$400 per person
|
$500 per person
|
$2,000 per person
|
$2,000 per person
|
$500 per person
|
$2,000 per person
|
$2,000 per person
|
| Baggage Delay |
No coverage |
No coverage |
No coverage |
No coverage |
$200 per person
|
$300 per person
|
$500 per person
|
$200 per person
|
$300 per person
|
$600 per person
|
| Baggage & Personal Items Loss |
$1,000 per person
|
$1,000 per person
|
$2,000 per person
|
$2,000 per person
|
$1,000 per person
|
$1,500 per person
|
$2,000 per person
|
$750 per person
|
$1,500 per person
|
$2,500 per person
|
| Missed Connection |
No coverage |
No coverage |
No coverage |
No coverage |
$500 per person
|
$1,500 per person
|
$2,000 per person
|
$500 per person
|
$1,000 per person
|
$1,500 per person
|
| 24 Hour AD&D |
$25,000 per adult
|
$25,000 per adult
|
$100,000 per adult
|
$100,000 per adult
|
$10,000 per person |
$20,000 per person |
$25,000 per person |
$10,000 per person |
$25,000 per person |
$50,000 per person |
| Common Carrier AD&D |
$50,000 per adult
|
$50,000 per adult
|
$100,000 per adult
|
$100,000 per adult
|
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
| Sports & Activities |
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
| Sports Equipment Loss |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
| Sports Fees |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
| Rental Car Damage |
No coverage |
No coverage |
No coverage |
No coverage |
Optional coverage |
Optional coverage |
Optional coverage |
Optional coverage |
Optional coverage |
Optional coverage |
| Money Back Guarantee |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
| 24 Hour Assistance Service |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
| Renewable Policy |
Renewable up to 365 days |
Renewable up to 365 days |
Renewable up to 365 days |
Renewable up to 365 days |
Not renewable |
Not renewable |
Not renewable |
Not renewable |
Not renewable |
Not renewable |
| Additional Benefits |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Concierge Services Coverage |
Concierge Services Coverage |
Concierge Services Coverage |
Insurance Providers
Additional Information