Provider & Policy |
![]() Atlas International excl US
Certificate
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![]() Atlas America incl US
Certificate
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![]() Atlas Premium International excl US
Certificate
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![]() Atlas Premium America incl US
Certificate
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![]() Atlas Journey Economy
Certificate
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![]() Atlas Journey Preferred
Certificate
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![]() Atlas Journey Premier
Certificate
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Ratings | ||||||||
AM Best Rating |
Underwritten by Lloyd's AM Best's Rating of A (Excellent) Effective as of: 07/15/2022 Verify this rating at www.ambest.com |
Underwritten by Lloyd's AM Best's Rating of A (Excellent) Effective as of: 07/15/2022 Verify this rating at www.ambest.com |
Underwritten by Lloyd's AM Best's Rating of A (Excellent) Effective as of: 07/15/2022 Verify this rating at www.ambest.com |
Underwritten by Lloyd's AM Best's Rating of A (Excellent) Effective as of: 07/15/2022 Verify this rating at www.ambest.com |
Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 12/14/2022 Verify this rating at www.ambest.com |
Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 12/14/2022 Verify this rating at www.ambest.com |
Underwritten by U.S. Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 12/14/2022 Verify this rating at www.ambest.com |
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Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
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Cancellation | ||||||||
Cancel for Covid-19 Sickness |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
|
Trip Cancellation |
No coverage |
No coverage |
No coverage |
No coverage |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
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Trip Interruption |
$10,000 policy limit |
$10,000 policy limit |
$15,000 policy limit |
$15,000 policy limit |
100% of the trip cost |
150% of the trip cost |
150% of the trip cost |
|
Hurricane & Weather |
No coverage |
No coverage |
No coverage |
No coverage |
Common carrier delay for 12 hours
|
Common carrier delay for 12 hours
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Common carrier delay for 12 hours
|
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Terrorism |
No coverage |
No coverage |
No coverage |
No coverage |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
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Financial Default |
No coverage |
No coverage |
No coverage |
No coverage |
Covered after 14 day wait if purchased within 21 days of trip deposit |
Covered after 14 day wait if purchased within 21 days of trip deposit |
Covered after 14 day wait if purchased within 21 days of trip deposit |
|
Employment Layoff |
No coverage |
No coverage |
No coverage |
No coverage |
Covered after 30 day wait
|
Covered after 30 day wait
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Covered after 30 day wait
|
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Cancel For Medical Reasons |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
|
Cancel For Work Reasons |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
|
Cancel For Any Reason |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Optional coverage
|
Optional coverage
|
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Interruption For Any Reason |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Optional coverage
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Medical | ||||||||
Medical Coverage for Covid-19 |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
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Emergency Medical |
$50,000 per person
|
$50,000 per person
|
$50,000 per person
|
$50,000 per person
|
$10,000 per person
|
$100,000 per person
|
$150,000 per person
|
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Pre-Existing Condition |
$50,000 per person Emergency Medical for Unexpected Recurrence
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$50,000 per person Emergency Medical for Unexpected Recurrence
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$50,000 per person Emergency Medical for Unexpected Recurrence
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$50,000 per person Emergency Medical for Unexpected Recurrence
|
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
|
Co-Insurance |
Plan pays 100% after deductible |
Plan pays 100% after deductible |
Plan pays 100% after deductible |
Plan pays 100% after deductible |
No Co-Insurance |
No Co-Insurance |
No Co-Insurance |
|
Medical Deductible |
$250 per person |
$250 per person |
$250 per person |
$250 per person |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
|
Home Country Coverage |
30 days per 3 months |
30 days per 3 months |
30 days per 3 months |
30 days per 3 months |
No coverage |
No coverage |
No coverage |
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Evacuation | ||||||||
Medical Evacuation & Repatriation |
$1,000,000 per person |
$1,000,000 per person |
$1,000,000 per person |
$1,000,000 per person |
$250,000 per person |
$1,000,000 per person |
$1,000,000 per person |
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Non-Medical Evacuation |
$100,000 policy limit |
$100,000 policy limit |
$150,000 policy limit |
$150,000 policy limit |
No coverage |
No coverage |
No coverage |
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Loss or Delay | ||||||||
Extension Of Coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Coverage can extend up to 30 days
|
Coverage can extend up to 30 days
|
Coverage can extend up to 30 days
|
|
Travel Delay |
$200 per person
|
$200 per person
|
$400 per person
|
$400 per person
|
$500 per person
|
$2,000 per person
|
$2,000 per person
|
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Baggage Delay |
No coverage |
No coverage |
No coverage |
No coverage |
$200 per person
|
$300 per person
|
$500 per person
|
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Baggage & Personal Items Loss |
$1,000 per person
|
$1,000 per person
|
$2,000 per person
|
$2,000 per person
|
$1,000 per person
|
$1,500 per person
|
$2,000 per person
|
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Missed Connection |
No coverage |
No coverage |
No coverage |
No coverage |
$500 per person
|
$1,500 per person
|
$2,000 per person
|
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Accidental Death | ||||||||
24 Hour AD&D |
$25,000 per adult
|
$25,000 per adult
|
$100,000 per adult
|
$100,000 per adult
|
$10,000 per person |
$20,000 per person |
$25,000 per person |
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Common Carrier AD&D |
$50,000 per adult
|
$50,000 per adult
|
$100,000 per adult
|
$100,000 per adult
|
No coverage |
No coverage |
No coverage |
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Sports | ||||||||
Sports & Activities |
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
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Sports Equipment Loss |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
|
Sports Fees |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
|
Other Benefits | ||||||||
Rental Car Damage |
No coverage |
No coverage |
No coverage |
No coverage |
Optional coverage |
Optional coverage |
Optional coverage |
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Money Back Guarantee |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
|
24 Hour Assistance Service |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
Insurance Providers
Additional Information