Best Saudi Arabia Travel Insurance Plans & Coverage (2026)
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Reviewed By Last updated: 04/01/2026
Key Takeaways
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Our analysis of policy sales from the past 12 months reveals that the top travel insurance plans for Saudi Arabia are offered by Tin Leg, IMG, and Travel Insured International.
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All travelers visiting Saudi Arabia are required to get an eVisa prior to entry, which includes a ~$48 medical insurance fee. The insurance included is limited to medical emergencies and provides less than $30,000 in coverage, which is less than recommended for international travel.
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The U.S. Department of State recommends reconsidering travel to Saudi Arabia (Level 3 Travel Advisory) due to regional tension, armed conflict, terrorism, exit bans, and local laws regarding social media activity.
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Due to ongoing conflict and the current unpredictable nature of travel in the Middle East, we recommend comprehensive travel insurance that includes Cancel For Any Reason coverage and strong coverage against terrorism-related disruptions.
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Travelers generally spend $200-$250 on travel insurance when visiting Saudi Arabia. Policy options may be limited due to some providers temporarily suspending coverage to the destination.
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Try our online travel insurance comparison tool to get quotes from multiple providers at once for Saudi Arabia. For personal assistance, call our award-winning agents at 1-800-240-0369.
Do You Need Travel Insurance to Visit Saudi Arabia?
Travelers heading to Saudi Arabia must apply for a Tourist Visa to enter the country. Part of the application process involves securing mandatory health coverage that lasts for the duration of your stay.
The health insurance policy, which was approved by the Saudi Council of Health Insurance, covers medical emergencies up to SAR 100,000, roughly $27,000. The policy may cover expenses such as hospital bills, diagnostic services, and medications.
While this coverage is mandatory, we strongly recommend obtaining additional protection for your Saudi Arabia trip that includes further medical coverage, as well as protection from cancellations, delays, terrorism, baggage delays, and more.
Squaremouth’s Saudi Arabia Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Saudi Arabia on Squaremouth were:
How Much Does Saudi Arabian Travel Insurance Cost?
According to Visit Saudi, the cost of a tourist eVisa, which includes the mandatory health insurance policy, will cost SAR 535. This equates to roughly $142.
For further protection, many travelers heading to Saudi Arabia opt to purchase additional coverage through a third-party travel insurance provider. The cost of a comprehensive travel insurance policy is determined by a wide range of factors, including your total insured trip costs, the length of your trip, your age, and the extent of your coverage.
On average, Squaremouth customers who travel to Saudi Arabia typically spend between $350-$400 on a comprehensive travel insurance plan, with an average trip cost of around $6.500.
What Should Your Saudi Arabia Travel Insurance Include?
When traveling to Saudi Arabia, it’s important to have comprehensive travel insurance coverage to protect yourself against unexpected events. Here are some key components your Saudi Arabia travel insurance should include:
- Emergency Medical: For most international trips, we recommend at least $50,000 in medical coverage. Since Saudi Arabia’s required plan doesn’t meet this limit, we recommend additional protection.
- Medical Evacuation: Your insurance should cover the cost of emergency medical evacuations to a suitable medical facility. We recommend at least $100,000 in Medical Evacuation Coverage.
- Trip Cancellation: This coverage protects you financially if you need to cancel your trip due to unforeseen circumstances such as illness, injury, death of a family member, and natural disasters.
- Baggage & Personal Item Loss: Make sure your insurance policy includes coverage for loss, theft, or damage to your luggage and personal belongings during your trip.
- Delay Coverage: Reimbursement for expenses incurred due to travel delays, missed connections, or trip disruptions caused by factors such as flight cancellations, severe weather, or transportation strikes.
- Emergency Assistance Services: All travel insurance providers on Squaremouth offer 24/7 emergency assistance services to support you before and during your trip.
- Terrorism Coverage: Given the geopolitical situation in some regions, it’s advisable to check if your insurance includes coverage for acts of terrorism, civil unrest, or political instability.
Before purchasing a policy, carefully review the terms, conditions, and exclusions. Consider your individual needs and the nature of your trip to ensure that the selected policy provides adequate coverage for your specific circumstances. It’s advisable to compare policies from different providers to find the one that best meets your requirements.
More Details on the Best Travel Insurance for Saudi Arabia
Best-Selling Saudi Arabia Plan
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The most popular travel insurance plan among Squaremouth customers planning trips to Saudi Arabia, accounting for 26% of all policy sales for the destination
Comes with $500,000 in Emergency Medical coverage, which can reimburse you for hospital stays, doctor visits, and other unexpected medical costs while in Saudi Arabia
Provides Trip Cancellation coverage if you’re forced to cancel your trip due to a terrorist attack at your destination, reimbursing up to $30,000 in prepaid, non-refundable trip costs per person
Best Evacuation Coverage for Saudi Arabia
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Covers non-medical evacuations (up to $100,000), if you need to evacuate Saudi Arabia due to terrorism, civil unrest, or other covered reasons
Provides $500,000 in Medical Evacuation coverage to cover emergency transportation services from remote areas of Saudi Arabia to the nearest adequate medical facility
Includes $1,000 in Trip Delay coverage per insured traveler, which covers meal and hotel expenses if your flight to or from Saudi Arabia is delayed due to inclement weather, mechanical breakdown, or other covered reasons
Best Trip Cancellation Coverage
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Covers up to $100,000 in prepaid, non-refundable travel expenses in the event you’re forced to cancel due to terrorism, illness, or other covered reason, making it a great option if your Saudi Arabia involves significant upfront hotel and airfare costs
Offers the option to upgrade your coverage with the Cancel For Any Reason add-on, which can provide up to 75% reimbursement if you choose to cancel your trip due to a fear of travel, act of war, or other uncovered reason
Provides various ‘Upgrade Bundles’ at checkout, which allow you to pay to upgrade coverage limits for popular benefits like Emergency Medical, Medical Evacuation, and Trip Delay
Features $20,000 in Non-Medical Evacuation coverage in the event a terrorist attack or other severe event forces you to evacuate for safety reasons
Other Saudi Arabia Entry Requirements
Entry requirements for US citizens traveling to Saudi Arabia typically include:
- Visa: US citizens traveling to Saudi Arabia usually need a visa. This could be obtained through the Saudi embassy or consulate before traveling or through the Saudi eVisa system. The eVisa system allows eligible travelers to apply for a visa online.
- Passport: US citizens must have a passport valid for at least six months beyond the date of entry into Saudi Arabia.
Saudi Arabia Travel Tips & General Information
Safety in Saudi Arabia
Saudi Arabia is generally considered safe for travelers, including tourists and expatriates. The country has a low crime rate compared to many other countries, and violent crime targeting foreigners is rare.
Saudi Arabia has faced terrorism threats and incidents in the past, although the government has taken significant measures to combat terrorism and enhance security within the country. When in Saudi Arabia, it’s important to remain vigilant and stay informed about local security situations.
Travelers concerned about terrorism should consider travel insurance that includes Trip Cancellation coverage for terrorist events. This coverage provides reimbursement if a terrorist attack forces you to cancel your plans or end your trip early.
Food & Water in Saudi Arabia
Saudi Arabia generally maintains high food and water safety standards, particularly in urban areas and established establishments. The water is generally safe for drinking and cooking, but it’s generally recommended to stick to water bottles when traveling abroad. Bottled water is widely available throughout Saudi Arabia.
Saudi Arabia Weather & Natural Disaster Concerns
Saudi Arabia has a predominantly desert climate with high temperatures and low humidity, although it varies depending on the region. Travelers should be prepared for hot conditions and take appropriate precautions, such as staying hydrated and wearing sun protection, especially if traveling during the summer.
Saudi Arabia is relatively safe from natural disasters compared to other countries, but sandstorms and flash flooding have been known to occur in the region. To protect against severe weather events, many travel insurance plans offer Hurricane & Weather coverage.
Saudi Arabia Travel Insurance Trends and Data
Destination Rank: 107
Percentage of Squaremouth Sales: 0.05%
Average Premium: $229.35
Average Trip Cost: $3,360.48
Squaremouth Analytics compares thousands of travel insurance policies over the last two years to identify changes and trends in the travel insurance industry.