Traveling to Costa Rica

Last updated: 08/09/2021

Costa Rica Travel Insurance Requirements

Amid the Covid-19 pandemic, the government of Costa Rica implemented travel insurance requirements for all unvaccinated foreign travelers planning to visit the country. It is now mandatory for tourists to have travel insurance for their trip to Costa Rica.

Every unvaccinated traveler visiting Costa Rica must complete a digital Health Pass form, and must enter their travel insurance information into their Health Pass to be reviewed and approved by Costa Rican authorities.

In order for an unvaccinated traveler to gain entry into Costa Rica, their travel insurance policy must meet the following requirements:

  • The policy must be effective for the entire duration of their stay in Costa Rica
  • The policy must include at least $50,000 in Emergency Medical coverage for the Covid-19 pandemic
  • The policy must provide at least $2,000 in coverage for lodging in the event they must quarantine or extend their trip due to an illness

Vaccinated travelers are now able to travel to Costa Rica without purchasing travel insurance for Covid-19.

Squaremouth’s Travel Insurance Recommendations

First and foremost, it’s important that travelers meet the requirements put in place by the Costa Rican government. To meet this requirement, travelers visiting Costa Rica should first focus on the following benefits.

Emergency Medical: Travelers visiting Costa Rica must have a minimum of $50,000 in Emergency Medical coverage for Covid-19. This meets Squaremouth’s recommended coverage amount for international travelers. The Emergency Medical benefit can reimburse the costs of treating an illness during a trip, such as the costs associated with Covid-19, including physician services, ambulance fees, and hospital fees, among others.

Travel Delay: Travelers going to Costa Rica need at least $2,000 in coverage for quarantine lodging expenses. The Travel Delay benefit of travel insurance is designed to cover the costs of meals and accommodations during a delay. Many policies with this benefit can cover travelers in the event they are quarantined due to Covid-19.

In addition to these required benefits, Squaremouth recommends a comprehensive travel insurance policy that includes other benefits for the most common travel insurance concerns. Primarily, this includes Trip Cancellation coverage and Medical Evacuation coverage.

For travelers who are concerned about losing their prepaid trip expenses, Squaremouth recommends travelers protect these costs with Trip Cancellation. This benefit can reimburse 100% of a traveler’s prepaid and non-refundable trip costs if they need to cancel for a covered reason, such as not being able to travel because they are sick with Covid-19 or another illness.

Medical Evacuation is a separate benefit from Emergency Medical. This benefit can reimburse travelers if an evacuation is required due to a medical emergency. Due to the potentially high cost of an evacuation, Squaremouth recommends $100,000 in Medical Evacuation coverage for travelers visiting Costa Rica.

Travel Trends and Data

With its tropical waters, beaches, and rainforests, Costa Rica has become one of the most popular destinations over the past year.

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Destination Rank: 3

Percentage of Squaremouth Sales: 5.89%

Average Premium: $125.04

Average Trip Cost: $2,238.94

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry. For more Costa Rica travel insurance trend data, please contact one of our travel insurance experts.

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