Sports Equipment Loss can reimburse a traveler in the event their own sports equipment is lost or damaged during a covered trip.
The Sports Equipment Loss benefit can refund travelers up to the maximum coverage amount for their lost equipment. This coverage amount within this benefit can also reimburse travelers for the additional expenses they pay to rent new equipment.
Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Sports Equipment Loss coverage.
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Policy Name and Summary of Coverage | Full Policy Wording | |
1 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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2 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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3 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
4 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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5 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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6 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
7 |
Optional coverage |
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Sportsman Equipment – $2,500 per covered trip. Deductible – $250 BAGGAGE AND PERSONAL EFFECTS We will pay you the lesser of: a. The actual cash value as determined by us; or b The cost of replacement, up to the maximum limit shown in the schedule of benefits, and subject to the special limitations shown below, for loss, theft or damage to your baggage, personal effects and sportsman’s equipment during your covered trip. We will also pay for fees incurred to ship your baggage, personal effects and sportsman’s equipment to your location if the lost items are recovered. Benefits are payable only after satisfaction of the deductible shown in the schedule of benefits. Items over one hundred fifty dollars ($150) must be accompanied by original receipts. If receipts are not provided, the maximum amount payable will be one hundred fifty dollars ($150). In the event of a loss to a pair or set of items, we will pay the lesser of: a. The cost to repair or purchase the individual item(s) needed to complete the set or pair; or In the event of a loss of your prescription medication, we will reimburse you only for the cost to replace the amount of prescriptions drugs that were lost, stolen, or damaged. The prescribing physician must authorize the replacement and it must be legally permissible to replace the prescription at your location. Baggage and Personal Effects maximum limit shown in the schedule of benefits also includes: a. Losses due to unauthorized use of your credit cards if they are lost or stolen during the covered trip. However, this benefit will not apply if you have failed to comply with all requirements imposed by the issuing credit card companies; and b. The cost to replace your passport or visa if it is lost, stolen or damaged during the covered trip. The loss, theft or damage must be documented by a police report.Baggage and Personal Effects Exclusions: In addition to the General Limitations and Exclusions, the following exclusions apply to the Baggage and Personal Effects benefit. No benefits will be paid for: a. Loss of, or damage to, motor vehicles; Baggage Proof of Loss You must provide us or our designated representative with the following: a. An accident, police, or incident report providing details of the incident; |
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8 |
Optional coverage |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
9 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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10 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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11 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
12 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
13 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. Please note the following sports related exclusions under the policy: In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following: 4) Professional or occupational equipment or property, whether or not electronic business equipment |
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14 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. Please note the following sports related exclusions under the policy: In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following: 4) Professional or occupational equipment or property, whether or not electronic business equipment |
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15 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. Please note the following sports related exclusions under the policy: In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following: 4) Professional or occupational equipment or property, whether or not electronic business equipment |
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16 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. Please note the following sports related exclusions under the policy: In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following: 4) Professional or occupational equipment or property, whether or not electronic business equipment |
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Policy Name and Summary of Coverage | Full Policy Wording | |
17 |
Optional coverage |
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Sporting Equipment Rental Benefit * if Upgrade purchased – $1,000 per Insured We will reimburse the Insured a Sporting Equipment Rental Benefit, for expenses to rent sporting equipment, up to the corresponding Maximum Covered Amount per Insured shown in the Schedule, if the Insured’s sporting equipment is lost, stolen or damaged while on a Covered Trip. Receipts for the expenses incurred must be submitted for reimbursement, along with written proof that the Insured’s sporting equipment was lost, stolen or damaged. |
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18 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
19 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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20 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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21 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
22 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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23 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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24 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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25 |
iTravelInsured Travel LX Basic Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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26 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
27 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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28 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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29 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
30 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
31 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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32 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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33 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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34 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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35 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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36 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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37 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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38 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
39 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. Please note the following sports related exclusions under the policy: Baggage and Personal Effects does not include: 16) sporting equipment if the loss results from the use thereof; |
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40 |
No coverage |
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There is no Sports Equipment Loss coverage with this plan. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
41 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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42 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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43 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
44 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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45 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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46 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
47 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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48 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
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49 |
Included in Baggage & Personal Items Loss |
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Included in Baggage & Personal Items Loss. |
Benefits
Additional Information