What is Sports Equipment Loss travel insurance?

Sports Equipment Loss can reimburse a traveler in the event their own sports equipment is lost or damaged during a covered trip.

The Sports Equipment Loss benefit can refund travelers up to the maximum coverage amount for their lost equipment. This coverage amount within this benefit can also reimburse travelers for the additional expenses they pay to rent new equipment.

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Sports Equipment Loss coverage.

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All policies provide worldwide coverage unless stated prior to purchase.
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Sports Equipment Loss by Provider

Last Updated: 04/24/2024
Aegis Aegis
Policy Name and Summary of Coverage
1

Go Ready Choice

Optional coverage

Sporting Equipment Rental Benefit * if Upgrade purchased – $1,000 per Insured

We will reimburse the Insured a Sporting Equipment Rental Benefit, for expenses to rent sporting equipment, up to the corresponding Maximum Covered Amount per Insured shown in the Schedule, if the Insured’s sporting equipment is lost, stolen or damaged while on a Covered Trip. Receipts for the expenses incurred must be submitted for reimbursement, along with written proof that the Insured’s sporting equipment was lost, stolen or damaged.

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2

Go Ready Pandemic Plus

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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Arch RoamRight Arch RoamRight
Policy Name and Summary of Coverage
3

Pro

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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4

Pro Plus

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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AXA Assistance USA AXA Assistance USA
Policy Name and Summary of Coverage
5

Silver

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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6

Gold

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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7

Platinum

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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battleface battleface
Policy Name and Summary of Coverage
8

Discovery Plan

Optional coverage

Included in Baggage & Personal Items Loss.

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Berkshire Hathaway Travel Protection Berkshire Hathaway Travel Protection
Policy Name and Summary of Coverage
9

ExactCare

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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10

ExactCare

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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11

ExactCare Value

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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12

ExactCare Value

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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13

LuxuryCare

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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14

LuxuryCare

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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Cat 70 Cat 70
Policy Name and Summary of Coverage
15

Travel Plan

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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Detour Insurance Detour Insurance
Policy Name and Summary of Coverage
16

@the edge

Included in Baggage & Personal Items Loss

PERSONAL EFFECTS AND PROPERTY

The Company will reimburse You up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, if You sustain Loss, theft or damage to baggage and Personal Effects during the Trip including, but not limited to sporting equipment, provided You have taken all measures possible to protect, save and/or recover the property at all times.

The baggage and Personal Effects must be owned by and accompany You during the Trip.

The Company will pay the lesser of the following:

a) Actual Cash Value at time of Loss, theft or damage to baggage and Personal Effects; or

b) the cost of repair or replacement in like kind and quality.

There will be a per article limit as shown on the Schedule of Benefits.

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17

@the edge plus

Included in Baggage & Personal Items Loss

PERSONAL EFFECTS AND PROPERTY

The Company will reimburse You up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, if You sustain Loss, theft or damage to baggage and Personal Effects during the Trip including, but not limited to sporting equipment, provided You have taken all measures possible to protect, save and/or recover the property at all times.

The baggage and Personal Effects must be owned by and accompany You during the Trip.

The Company will pay the lesser of the following:

a) Actual Cash Value at time of Loss, theft or damage to baggage and Personal Effects; or

b) the cost of repair or replacement in like kind and quality.

There will be a per article limit as shown on the Schedule of Benefits.

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Global Underwriters Global Underwriters
Policy Name and Summary of Coverage
18

Diplomat America

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

Please note the following sports related exclusions under the policy:

In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following:

4) Professional or occupational equipment or property, whether or not electronic business equipment

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19

Diplomat International

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

Please note the following sports related exclusions under the policy:

In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following:

4) Professional or occupational equipment or property, whether or not electronic business equipment

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20

Diplomat LT excl US

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

Please note the following sports related exclusions under the policy:

In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following:

4) Professional or occupational equipment or property, whether or not electronic business equipment

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21

Diplomat LT incl US

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

Please note the following sports related exclusions under the policy:

In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following:

4) Professional or occupational equipment or property, whether or not electronic business equipment

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HTH Travel Insurance HTH Travel Insurance
Policy Name and Summary of Coverage
22

TripProtector Preferred

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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23

TripProtector Economy

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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24

TripProtector Classic

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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IMG IMG
Policy Name and Summary of Coverage
25

iTravelInsured Travel Lite

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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26

iTravelInsured Travel SE

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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27

iTravelInsured Travel LX Basic

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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28

iTravelInsured Travel Sport

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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John Hancock Insurance Agency, Inc. John Hancock Insurance Agency, Inc.
Policy Name and Summary of Coverage
29

Bronze

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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30

Silver

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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31

Gold

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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Seven Corners Seven Corners
Policy Name and Summary of Coverage
32

Trip Protection Choice

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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Tin Leg Tin Leg
Policy Name and Summary of Coverage
33

Economy

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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34

Economy

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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35

Standard

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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36

Standard

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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37

Luxury

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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38

Luxury

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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39

Adventure

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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40

Adventure

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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41

Gold

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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42

Platinum

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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43

Silver

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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Travel Insured International Travel Insured International
Policy Name and Summary of Coverage
44

Worldwide Trip Protector Plus

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss. Please note the following sports related exclusions under the policy:

Baggage and Personal Effects does not include:

16) sporting equipment if the loss results from the use thereof;

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45

Worldwide Trip Protector

No coverage

There is no Sports Equipment Loss coverage with this plan.

Travelex Insurance Services Travelex Insurance Services
Policy Name and Summary of Coverage
46

Travel Basic

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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47

Travel Basic

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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48

Travel Select

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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49

Travel Select

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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50

Flight Insure Plus

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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51

Flight Insure Plus

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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Trawick International Trawick International
Policy Name and Summary of Coverage
52

Safe Travels Annual Deluxe

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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53

Safe Travels Annual Basic

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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WorldTrips WorldTrips
Policy Name and Summary of Coverage
54

Atlas Journey Economy

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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55

Atlas Journey Preferred

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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56

Atlas Journey Premier

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss.

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