Spain Travel Insurance Requirements

Last updated: 03/21/2022

Squaremouth’s Spain Travel Insurance Recommendations

Travelers visiting Spain who want travel insurance typically want a comprehensive policy that can provide coverage for cancellations, travel delays, medical emergencies, and lost or delayed luggage. Coverage for Covid-19 is still top of mind for many travelers as well. Squaremouth recommends a comprehensive policy with cancellation and medical coverage to cover these concerns.

For those traveling to Spain with prepaid, non-refundable trip costs, a policy with the Trip Cancellation benefit can provide coverage for the most common concerns. These policies can provide reimbursement for lost trip expenses if a traveler has to cancel for a covered reason, such as an unforeseen illness or injury, severe weather, loss of a travel document, or death in the immediate family. Cancellation coverage also applies to travelers who contract Covid-19 before their trip and can not travel.

The medical benefits included within a comprehensive policy can cover travelers during their trip. Emergency Medical can provide reimbursement for medical expenses in the event of an emergency while traveling, such as hospital bills, physician fees, and care for an unforeseen illness or injury. Consistent with Squaremouth’s international recommendations, travelers should consider a policy with at least $50,000 in Emergency Medical coverage. For travelers who are taking a cruise out of Spain, we recommend at least $100,000 in Emergency Medical due to the high costs of care when becoming ill or injured at sea.

Medical Evacuation provides coverage for a traveler to get to the nearest medical center and, in certain cases, can pay for transportation to receive care in their home country in certain circumstances. Squaremouth recommends $100,000 in Medical Evacuation for travelers staying in Spain and $250,000 for those taking a cruise.

Comprehensive travel insurance policies typically include coverage for other common traveler concerns. Typically, this includes coverage for an interruption, travel delays, and luggage, among others.

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Spain Travel Insurance Trends and Data

Spain is a top destination for Squaremouth customers with travelers enjoying the food and experience of the major cities like Madrid, taking a cruise out of Barcelona, or visiting the Canary Islands.

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.


Destination Rank: 5

Percentage of Squaremouth Sales: 3.58%

Average Premium: $307.99

Average Trip Cost: $4,455.34

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